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Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Boitlamo ba rona ba ponaletso bo fetela ka nģ'ane ho mekhahlelo ea pele ea ts'ebetso ea mekoloto ea matlo. Re etsa bonnete ba hore o na le kutloisiso e hlakileng ea lipehelo tsa ntlo ea hau, ho kenyeletsoa litefiso tsa tsoala, litefiso le litšenyehelo tsa ho koala. Ha ho na lintho tse makatsang ka letsatsi la ho qetela. Re ikemiseditse ho o fa ditlhaloso tse totobetseng, tse se nang jargon, hore o tle o tsebe ho bona dintlha tsa ditjhelete tsa theko ya hao ya lehae kapa ya ditjhelete ka botshepehi.Kalimo ea Tloaelehileng Vs Usda,Ofisi ea Taolo ea thepa ea kantle ho naha,Litefiso tsa Mokoloto oa Mokoloto, Ho AAA LENDINGS, boitlamo ba rona ba bokhabane bo fetela ho sehlopha sa rona. Re motlotlo ho ba le sehlopha se inehetseng sa litsebi tseo e leng litsebi lefapheng la mekoloto ea matlo. Liofisiri tsa rona tsa likalimo ha se litsebi feela; ke balekane ba hao. Ba teng ho u tataisa tšebetsong eohle ea ho alima, ho tloha ho etsa kopo ho isa ho koalang. Re motlotlo ka boitseanape ba sehlopha sa rona, ho netefatsa hore o fumana boemo bo holimo ba ts'ebeletso le tšehetso.
- Likalimo tsa AAA tsa Kalimo e sa Feleng Tumellano - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-7

Kakaretso

Moeli o phahameng oa kalimo ho feta likalimo tse tloaelehileng tsa botsi.

Lintlha

1) Max DTI 43%;
2) Ho fihlela ho $ 2M Lichelete tsa Kalimo;
3) Ho fihla ho 80% Max LTV;
4) litefello tsa lekhetho la lilemo tse 2 lia hlokahala;
5) Ha ho MI (Mortgage Insurance);
6) lintlha tse 720 kapa ho feta tsa mekoloto;
7) polokelo ea likhoeli tse 12 kapa ho feta;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Lihlahisoa tse seng tsa AUS.

Jumbo Loan ke eng?

Kalimo ea jumbo ke mofuta oa lichelete o fetang meeli e behiloeng ke Federal Housing Finance Agency 'me e ke ke ea rekoa, ea tiisetsoa, ​​kapa ea sireletsoa ke Fannie Mae kapa Freddie Mac. Beng ba matlo ba tlameha ho feta litlhoko tse matla tsa mekitlane ho feta ba etsang kopo ea kalimo e tloaelehileng. Likalimo tsa Jumbo li u lumella ho reka thepa e turang. Kalimo ea jumbo ha e tšehetsoe ke Fannie Mae kapa Freddie Mac.

U ka hlalosa Jumbo Loan joang?

Ka 2022, FHFA e ntlafatsa meeli ea likalimo bakeng sa mefuta eohle ea likalimo, haholo-holo Jumbo Loans. Ka kopo sheba ka tlase ho meeli ea kalimo ea 2022 California, haeba chelete ea mokoloto oa hau e feta $970,800, u loketse mokoloto oa Jumbo. U ka batla le meeli ea likalimo ea 2022 libakeng tse ling.

2022 California County Loan Limits:

SEBAKA

1-LELAPA

2-LELAPA

3-LELAPA

4-LELAPA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KHAHLANONG LEBOOA

$970,800

$1,243,050

$1,502,475

$1,867,275

LEBOEA

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

MOSALI

$647,200

$828,700

$1,001,650

$1,244,850

Uena

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

LETŠETŠE

$647,200

$828,700

$1,001,650

$1,244,850

LETELA

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LEFATA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

NAMUNU

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MATSIBA

$647,200

$828,700

$1,001,650

$1,244,850

MOLAPO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mohalaleli Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MOHAPI MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

MOHAPI BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HALALELANG SEFAPANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Litšoantšo tsa lintlha tsa sehlahisoa:

- Kalimo ea AAA ea Kalimo ea AAA e sa Lumellaneng - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Litšoantšo tsa lintlha tsa AAA tsa Kalimo

Tataiso e Amanang ea Sehlahisoa:
Leha ba alima chelete ba bangata ba lekantse boholo ba bona, re ntse re tsoela pele ho holisa boteng ba rona ho pholletsa le linaha tse fapaneng, re sebeletsa batho ba alimang liprofinseng tse 45, ho kenyeletsoa le mebaraka e matla joalo ka California le Texas. Phihlello ea rona e atolohileng e re lumella ho utloisisa le ho ikamahanya le maemo a tikoloho, ho netefatsa hore bareki ba rona ba literekeng tse fapaneng ba fumana tšehetso ea lehae ha ba ntse ba rua molemo ho tsoa ho boiphihlelo ba naha ka bophara. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Money) – AAA Lendings , Sehlahiswa se tla fepela lefatshe ka bophara, jwalo ka: Singapore, Egypt, Somalia, Boiphihlelo ba ho sebetsa lebaleng bo re thusitse ho thea dikamano tse matla le bareki le balekane mmarakeng wa lehae le wa matjhaba. Ka lilemo tse ngata, lihlahisoa le litharollo tsa rona li rometsoe linaheng tse fetang 15 lefatšeng mme li sebelisoa haholo ke bareki.
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    Lihlahisoa le lits'ebeletso li ntle haholo, moetapele oa rona o khotsofetse haholo ka theko ena, e betere ho feta kamoo re neng re lebelletse,
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