Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Ponaletso ke khubu ea tšebetso ea rona. Re motlotlo ka puisano ea rona e bulehileng le e tšepahalang le bareki ba rona. Ha ho litefiso tse patiloeng, ha ho na lintho tse makatsang. Re fana ka tlhaiso-leseling e hlakileng, e hlakileng mabapi le likhetho tsa hau tsa ntlo ea ntlo, ho netefatsa hore u na le lintlha tsohle tsa ho etsa liqeto u na le tsebo. Sepheo sa rona ke ho aha tšepo ho bareki ba rona ka ho bua pepenene le pepeneneng, ho etsa hore boiphihlelo ba hau ba lichelete tsa lehae bo be bonolo ka hohle kamoo ho ka khonehang.Khampani ea Likalimo tsa Mortgage,CFl Moalimi,Moqapi oa Mokoloto oa Matlo, E 'ngoe ea linyehelo tsa rona tse hlahelletseng ke lihlahisoa tsa rona tsa kalimo ea 'Non-QM', 'me re motlotlo haholo ka ho etella pele sehlopheng sena sa likalimo. Re ikhethile haholo sebakeng sena, re na le boiphihlelo bo bongata le ho kena 'marakeng kapele, ho re thusa ho utloisisa le ho sebetsana le litlhoko tsa hau tsa lichelete. Ho tsamaea tseleng e lebisang lipakaneng tsa hau tsa lichelete ho fetoha leeto le bonolo, le ka finyelloang haholoanyane ka AAA LENDINGS haufi le uena. Ikutloe u le matla a ho alima ka mokhoa o ikhethileng le rona kajeno, 'me u re lumelle ho u thusa ho fihlela litabatabelo tsa hau tsa lichelete.
- Likalimo tsa AAA tsa Kalimo e sa Feleng Tumellano - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-7

Kakaretso

Moeli o phahameng oa kalimo ho feta likalimo tse tloaelehileng tsa botsi.

Lintlha

1) Max DTI 43%;
2) Ho fihlela ho $ 2M Lichelete tsa Kalimo;
3) Ho fihla ho 80% Max LTV;
4) litefello tsa lekhetho la lilemo tse 2 lia hlokahala;
5) Ha ho MI (Mortgage Insurance);
6) lintlha tse 720 kapa ho feta tsa mekoloto;
7) polokelo ea likhoeli tse 12 kapa ho feta;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Lihlahisoa tse seng tsa AUS.

Jumbo Loan ke eng?

Kalimo ea jumbo ke mofuta oa lichelete o fetang meeli e behiloeng ke Federal Housing Finance Agency 'me e ke ke ea rekoa, ea tiisetsoa, ​​kapa ea sireletsoa ke Fannie Mae kapa Freddie Mac. Beng ba matlo ba tlameha ho feta litlhoko tse matla tsa mekitlane ho feta ba etsang kopo ea kalimo e tloaelehileng. Likalimo tsa Jumbo li u lumella ho reka thepa e turang. Kalimo ea jumbo ha e tšehetsoe ke Fannie Mae kapa Freddie Mac.

U ka hlalosa Jumbo Loan joang?

Ka 2022, FHFA e ntlafatsa meeli ea likalimo bakeng sa mefuta eohle ea likalimo, haholo-holo Jumbo Loans. Ka kopo sheba ka tlase ho meeli ea kalimo ea 2022 California, haeba chelete ea mokoloto oa hau e feta $970,800, u loketse mokoloto oa Jumbo. U ka batla le meeli ea likalimo ea 2022 libakeng tse ling.

2022 California County Loan Limits:

SEBAKA

1-LELAPA

2-LELAPA

3-LELAPA

4-LELAPA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KHAHLANONG LEBOOA

$970,800

$1,243,050

$1,502,475

$1,867,275

LEBOEA

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

MOSALI

$647,200

$828,700

$1,001,650

$1,244,850

Uena

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

LETŠETŠE

$647,200

$828,700

$1,001,650

$1,244,850

LETELA

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LEFATA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

NAMUNU

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MATSIBA

$647,200

$828,700

$1,001,650

$1,244,850

MOLAPO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mohalaleli Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MOHAPI MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

MOHAPI BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HALALELANG SEFAPANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850


Litšoantšo tsa lintlha tsa sehlahisoa:

- Kalimo ea AAA ea Kalimo ea AAA e sa Lumellaneng - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Litšoantšo tsa lintlha tsa AAA tsa Kalimo


Tataiso e Amanang ea Sehlahisoa:

Ho rera bokamoso ba hau ba lichelete ho qala ka molekane ea nepahetseng oa ntlo ea ntlo, 'me ho AAA LENDINGS, re ikemiselitse ho u thusa ho fihlela litoro tsa hau. Re utloisisa hore leeto le lebisang ho beng ba matlo e ka ba ntho e thabisang empa hape e boima. Litsebi tsa rona tse nang le phihlelo ha li na litsebi tsa mekoloto feela; ke balekane ba hao ba lichelete. Li teng ho buisana ka lipakane tsa hau, ho lekola boemo ba hau ba lichelete, le ho fana ka tataiso e ikhethileng e hapang thahasello ea hau. Re motlotlo ka ho ba tataiso e u fang matla a ho etsa liqeto tse nepahetseng mabapi le bokamoso ba hau. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Money) – AAA Lendings , Sehlahiswa se tla abela lefatshe lohle, jwalo ka: Paraguay, Ecuador, Toronto, Ho theosa le dilemo, ka dihlahiswa tsa boleng bo phahameng, tshebeletso ya maemo a pele, ditheko tse tlase haholo re etsa hore o tshepe le ho ratwa ke bareki. Matsatsing ana lihlahisoa tsa rona li rekisoa hohle naheng le kantle ho naha. Re leboha tšehetso ea kamehla le e ncha ea bareki. Re fana ka sehlahisoa sa boleng bo holimo le theko ea tlholisano, amohela bareki ba kamehla le ba bacha ba sebelisana le rona!
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