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Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Rea utloisisa hore mokoloto oa ntlo ha se ts'ebetso ea lichelete feela empa ke qeto ea bohlokoa ea bophelo. Tsepamiso ea rona ea ho tsepamisa maikutlo ho bareki e bolela hore ha re nahane feela ka lipalo; re nka pale ea hau e ikhethang, litabatabelo, le lipakane tsa lichelete. Litsebi tsa rona tsa mekoloto ea matlo li ipha nako ea ho utloisisa leeto la hau, ho etsa bonnete ba hore u fumana tharollo ea mokoloto e tsamaellanang le pono ea hau ea bokamoso.Dre Mortgage Mo alimang,Bafani ba Mekoloto ea Matlo,Komisi ea Mokoloto oa Matlo, Ka ntle ho lihlahisoa tsa setso tsa mokoloto, re fana ka mefuta e mengata ea litharollo tsa likalimo tse khotsofatsang litlhoko tse khethehileng tsa bareki. Lihlahisoa tsa rona tsa kalimo ea 'Non-QM' li etselitsoe maemo a sa tloaelehang a lichelete, e leng se etsang hore re be batho ba ka alimang ba alimang ba sa lekaneng mokhoa oa khale. Re lumela hore ho na le sekoloto sa ntlo bakeng sa motho e mong le e mong, 'me likhetho tsa rona tse khethehileng tsa likalimo li bontša boitlamo ba rona ba ho kenyeletsa bohle.
- Likalimo tsa AAA tsa Kalimo e sa Feleng Tumellano - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-7

Kakaretso

Moeli o phahameng oa kalimo ho feta likalimo tse tloaelehileng tsa botsi.

Lintlha

1) Max DTI 43%;
2) Ho fihlela ho $ 2M Lichelete tsa Kalimo;
3) Ho fihla ho 80% Max LTV;
4) litefello tsa lekhetho la lilemo tse 2 lia hlokahala;
5) Ha ho MI (Mortgage Insurance);
6) lintlha tse 720 kapa ho feta tsa mekoloto;
7) polokelo ea likhoeli tse 12 kapa ho feta;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Lihlahisoa tse seng tsa AUS.

Jumbo Loan ke eng?

Kalimo ea jumbo ke mofuta oa lichelete o fetang meeli e behiloeng ke Federal Housing Finance Agency 'me e ke ke ea rekoa, ea tiisetsoa, ​​kapa ea sireletsoa ke Fannie Mae kapa Freddie Mac. Beng ba matlo ba tlameha ho feta litlhoko tse matla tsa mekitlane ho feta ba etsang kopo ea kalimo e tloaelehileng. Likalimo tsa Jumbo li u lumella ho reka thepa e turang. Kalimo ea jumbo ha e tšehetsoe ke Fannie Mae kapa Freddie Mac.

U ka hlalosa Jumbo Loan joang?

Ka 2022, FHFA e ntlafatsa meeli ea likalimo bakeng sa mefuta eohle ea likalimo, haholo-holo Jumbo Loans. Ka kopo sheba ka tlase ho meeli ea kalimo ea 2022 California, haeba chelete ea mokoloto oa hau e feta $970,800, u loketse mokoloto oa Jumbo. U ka batla le meeli ea likalimo ea 2022 libakeng tse ling.

2022 California County Loan Limits:

SEBAKA

1-LELAPA

2-LELAPA

3-LELAPA

4-LELAPA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KHAHLANONG LEBOOA

$970,800

$1,243,050

$1,502,475

$1,867,275

LEBOEA

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

MOSALI

$647,200

$828,700

$1,001,650

$1,244,850

Uena

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

LETŠETŠE

$647,200

$828,700

$1,001,650

$1,244,850

LETELA

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LEFATA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

NAMUNU

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MATSIBA

$647,200

$828,700

$1,001,650

$1,244,850

MOLAPO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mohalaleli Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MOHAPI MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

MOHAPI BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HALALELANG SEFAPANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Litšoantšo tsa lintlha tsa sehlahisoa:

- Kalimo ea AAA ea Kalimo ea AAA e sa Lumellaneng - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Litšoantšo tsa lintlha tsa AAA tsa Kalimo

Tataiso e Amanang ea Sehlahisoa:
Toro ea ho ba le matlo ha e felle feela ho batho ba tloaelehileng ba rekang matlo. Ho AAA LENDINGS, re na le mananeo a khethehileng a ho fana ka likalimo tseo e seng tsa setso. Haeba u itšebetsa, u na le chelete e feto-fetohang, kapa u tobana le maemo a ikhethileng a lichelete, likhetho tsa rona tsa likalimo li ka hohela phaello ea hau. Re amohela mefuta e fapaneng ea ba alimang 'me re batla ka matla litharollo tse ncha tsa ho alima, ho netefatsa hore leeto la hau la ho ba le matlo le lula le khahla, ho sa tsotelehe maemo a hau a lichelete. - AAA Likalimo AAA Non-Conforming Loan - Jumbo Loan(High Loan Money) - AAA Likalimo , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: India, Ethiopia, Uganda, Khotsofalo le mokitlane o motle ho moreki e mong le e mong ke tsona tse tlang pele bophelong ba rona. Re shebana le lintlha tsohle tsa ts'ebetso ea odara bakeng sa bareki ho fihlela ba fumane lihlahisoa tse bolokehileng le tse utloahalang tse nang le litšebeletso tse ntle tsa thepa le litšenyehelo tsa moruo. Ho ipapisitse le sena, lihlahisoa tsa rona li rekisoa hantle haholo linaheng tsa Afrika, Middle East le Asia Boroa-bochabela.
    • Boikutlo ba tšebelisano ea mofani oa thepa bo botle haholo, bo kopane le mathata a sa tšoaneng, kamehla bo ikemiselitseng ho sebelisana le rōna, ho rōna joaloka Molimo oa sebele.
    5 LinaleliKa Annabelle ho tsoa UAE - 2018.05.22 12:13
    Boleng ba sehlahisoa bo lokile, sistimi ea netefatso ea boleng e felile, sehokelo se seng le se seng se ka botsa le ho rarolla bothata ka nako!
    5 LinaleliKa Agnes ho tsoa Belgium - 2017.05.21 12:31

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