Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Rea utloisisa hore mokoloto oa ntlo ha se ts'ebetso ea lichelete feela empa ke qeto ea bohlokoa ea bophelo. Tsepamiso ea rona ea ho tsepamisa maikutlo ho bareki e bolela hore ha re nahane feela ka lipalo; re nka pale ea hau e ikhethang, litabatabelo, le lipakane tsa lichelete. Litsebi tsa rona tsa mekoloto ea matlo li ipha nako ea ho utloisisa leeto la hau, ho etsa bonnete ba hore u fumana tharollo ea mokoloto e tsamaellanang le pono ea hau ea bokamoso.Ba alimang Mekoloto ea Matlo ho California,Ntlo ea Mokoloto oa Mokoloto,Kalimo ea Lehae ea kantle ho naha, E Thehiloe ka 2007, AAA LENDINGS ke mokoloto ea tsebahalang ea nang le nalane e ruileng ea lilemo tse fetang 15. Re se re tumme ka boitlamo ba rona bo sa thekeseleng ba ho fana ka litšebeletso tse ikhethang le ho tšepahala lefatšeng la likalimo tsa ntlo. Potefolio ea rona e makatsang ea likalimo ke bopaki ba boiphihlelo le bokhoni ba rona, ka kakaretso e makatsang ea likalimo e fetang $20 bilione. Ho theosa le lilemo, matla ana a lichelete a re nolofalelitse ho thusa malapa a ka bang 50,000 ho finyella merero ea bona ea ho alima matlo, ho etsa hore litoro tsa beng ba matlo li phethahale.
- Likalimo tsa AAA tsa Kalimo e sa Feleng Tumellano - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-7

Kakaretso

Moeli o phahameng oa kalimo ho feta likalimo tse tloaelehileng tsa botsi.

Lintlha

1) Max DTI 43%;
2) Ho fihlela ho $ 2M Lichelete tsa Kalimo;
3) Ho fihla ho 80% Max LTV;
4) litefello tsa lekhetho la lilemo tse 2 lia hlokahala;
5) Ha ho MI (Mortgage Insurance);
6) lintlha tse 720 kapa ho feta tsa mekoloto;
7) polokelo ea likhoeli tse 12 kapa ho feta;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Lihlahisoa tse seng tsa AUS.

Jumbo Loan ke eng?

Kalimo ea jumbo ke mofuta oa lichelete o fetang meeli e behiloeng ke Federal Housing Finance Agency 'me e ke ke ea rekoa, ea tiisetsoa, ​​kapa ea sireletsoa ke Fannie Mae kapa Freddie Mac. Beng ba matlo ba tlameha ho feta litlhoko tse matla tsa mekitlane ho feta ba etsang kopo ea kalimo e tloaelehileng. Likalimo tsa Jumbo li u lumella ho reka thepa e turang. Kalimo ea jumbo ha e tšehetsoe ke Fannie Mae kapa Freddie Mac.

U ka hlalosa Jumbo Loan joang?

Ka 2022, FHFA e ntlafatsa meeli ea likalimo bakeng sa mefuta eohle ea likalimo, haholo-holo Jumbo Loans. Ka kopo sheba ka tlase ho meeli ea kalimo ea 2022 California, haeba chelete ea mokoloto oa hau e feta $970,800, u loketse mokoloto oa Jumbo. U ka batla le meeli ea likalimo ea 2022 libakeng tse ling.

2022 California County Loan Limits:

SEBAKA

1-LELAPA

2-LELAPA

3-LELAPA

4-LELAPA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KHAHLANONG LEBOOA

$970,800

$1,243,050

$1,502,475

$1,867,275

LEBOEA

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

MOSALI

$647,200

$828,700

$1,001,650

$1,244,850

Uena

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

LETŠETŠE

$647,200

$828,700

$1,001,650

$1,244,850

LETELA

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LEFATA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

NAMUNU

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

MATSIBA

$647,200

$828,700

$1,001,650

$1,244,850

MOLAPO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Mohalaleli Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MOHAPI MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

MOHAPI BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

HALALELANG SEFAPANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850


Litšoantšo tsa lintlha tsa sehlahisoa:

- Kalimo ea AAA ea Kalimo ea AAA e sa Lumellaneng - Kalimo ea Jumbo(Chelete e Phahameng ea Kalimo) - Litšoantšo tsa lintlha tsa AAA tsa Kalimo


Tataiso e Amanang ea Sehlahisoa:

Ponaletso ke khubu ea tšebetso ea rona. Re motlotlo ka puisano ea rona e bulehileng le e tšepahalang le bareki ba rona. Ha ho litefiso tse patiloeng, ha ho na lintho tse makatsang. Re fana ka tlhaiso-leseling e hlakileng, e hlakileng mabapi le likhetho tsa hau tsa ntlo ea ntlo, ho netefatsa hore u na le lintlha tsohle tsa ho etsa liqeto u na le tsebo. Sepheo sa rona ke ho aha tšepo ho bareki ba rona ka ho bua pepenene le pepeneneng, ho etsa hore boiphihlelo ba hau ba lichelete tsa lehae bo be bonolo ka hohle kamoo ho ka khonehang. - AAA Likalimo AAA Non-Conforming Loan - Jumbo Loan(High Loan Money) - AAA Lendings , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: Portugal, Kuwait, Southampton, Khamphani ea rona e se e na le lifeme tse ngata tse holimo le lihlopha tse tšoanelehang tsa theknoloji Chaena, tse fanang ka thepa, mahlale le lits'ebeletso tse ntlehali ho bareki ba lefats'e ka bophara. Botšepehi ke molao-motheo oa rona, ts'ebetso e nang le boiphihlelo ke mosebetsi oa rona, ts'ebeletso ke sepheo sa rona, 'me khotsofalo ea bareki ke bokamoso ba rona!
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