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Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Thuto ea bareki ke motheo oa morero oa AAA LENDINGS. Re lumela hore motho ea alimang ka tsebo ke moalimi ea nang le matla. Ke ka lebaka leo re nkang sebaka se eketsehileng ho fana ka lisebelisoa tsa thuto le tataiso ho u thusa ho sebetsana le mathata a ts'ebetso ea sekoloto sa ntlo. Sehlopha sa rona se ikemiselitse ho araba lipotso tsa hau, ho hlalosa mathata a sekhahla sa tsoala, likhetho tsa mekoloto, le tse ling, ho netefatsa hore u etsa liqeto tse nang le tsebo. Tsebo ea hau ea lichelete le boitšepo li bohlokoa ho rona.Online Mortgage,Meeli e Tloaelehileng ea Kalimo ea 2021,Lintlha tsa Mokitlane, Joaloka molekane oa hau oa mokoloto oa ntlo, re fana ka tse fetang likalimo feela; re fana ka sechaba. AAA LENDINGS e ikemiselitse ho theha maikutlo a ho ba karolo ea bareki ba rona. Sethala sa rona sa Marang-rang se na le liforamo le lipuisano moo o ka hokahanang le batho ba alimang ka uena, ho arolelana liphihlelo, le ho batla likeletso. Mokhoa ona o tsamaisoang ke sechaba o khothalletsa tikoloho e hohelang moo o ka fumanang tšehetso, lintlha le khothatso ha u ntse u tsamaea tseleng ea ho ba le matlo.
– Lenaneo la AAA le Non-QM DSCR (Debt Service Coverage Ratio) – Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-6

Kakaretso

Lenaneo la DSCR (Debt Service Coverage Ratio).

Lena ke lenaneo le bonolo ka ho fetisisa har'a mananeo ohle a Non-QM.

Lekeno/ Boemo ba Mosebetsi/ Pusetso ya Lekgetho ha e hlokehe.

Lintlha-khōlō Tsa Lenaneo

1) Ho fihlela ho $ 2M Chelete ea Kalimo;
2) Ho fihlela ho 80% LTV;
3) 660 kapa ho feta Sekoloto sa Sekolo;
4) E ka koala mekhatlo;
5) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, le Non-Warrantable Condos li fumaneha.

DSCR ke eng?

A na ua tseba ho fumana mokoloto oa ntlo ntle le tlhaiso-leseling ea mosebetsi le chelete e kenang?
Na ha u na tokelo ea ho fumana likalimo tse tloaelehileng tsa mortgage?
Na ua tseba hore na ke lenaneo lefe la mokoloto leo e leng sehlahisoa se bonolo ka ho fetisisa?
Na u batla ho tseba ho sebelisa litokomane tse fokolitsoeng ho fumana mokoloto?
Na ho thata haholo ho uena ho fumana home loan indastering ea hau?

Re fana ka lenaneo le phethahetseng la mokoloto ho khotsofatsa lintlha tsa bohlokoa tse kaholimo - lenaneo la DSCR. Ke sehlahisoa se tsebahalang haholo sa Non-QM likalimong tsa mekoloto ea ntlo.

DSCR (Debt Service Coverage Ratio) e etselitsoe bo-ramatsete ba nang le boiphihlelo 'me e tšoanela batho ba alimang ho latela phallo ea chelete ho tsoa ho thepa ho hlahloba kotsi ea matsete. Kajeno, re shebana le ho utloisisa tlhaloso ea DSCR le ho senola sephiri sa lenaneo la DSCR ho latela pono ea matsete a mekoloto ea matlo.

Mokhoa oa ho bala DSCR?

Bakeng sa likalimo tsa ntlo, DSCR e bua ka karolelano ea chelete ea khoeli le khoeli ea khiriso ea ntlo ea matsete ho kakaretso ea litšenyehelo tsa ntlo (joalo ka mosuoe-hlooho, tsoala, lekhetho la mobu, inshorense le tefo ea tsamaiso (haeba litšenyehelo tse ling li sa etsoa, ​​​​e tla ngoloa e le 0)). Ha karo-karolelano e le tlase, kotsi e kholo ea ho alima chelete. E ka hlalosoa ka tsela e latelang:

dintlha

Re fana ka "No ratio DSCR" bakeng sa bareki ba rona, ho bolelang hore karo-karolelano e ka theohela ho "0". Lihlahisoang tsa rona tse tloaelehileng tsa mokoloto, re hloka ho bapisa lekeno la rona le PITIA ea khoeli le khoeli (Molao-motheo/ Tsoala/ Lekhetho/ Inshorense/ HOA) le mekoloto e meng ea ntlo e rekiloeng ho etsa qeto ea hore na mokoloto o ka tšoaneleha.

DSCR

Melemo ea DSCR

Ha ho na karo-karolelano ea DSCR, sehlahisoa sa kalimo se sa netefatseng chelete e kenang, ha e na litlhoko tsa moputso oa motho ea alimang hobane ha e akaretse lipalo tsa DTI. 'Me bonyane karo-karolelano ea DSCR e ka ba tlase ho 0. Leha chelete ea khiriso e le tlase, re ntse re ka e etsa! Ena ke khetho e ntle bakeng sa ba alimang ba nang le chelete e tlase kapa mekoloto e mengata.

Ntle le moo, Baahi ba kantle ho naha ba amoheleha bakeng sa lenaneo lena, haholo-holo ka F1 visa. Haeba u molichaba, 'me u sa khone ho fumana kalimo e tloaelehileng ea mortgage, ikopanye le rona 'me u fumane boemo ba kalimo ea hau.

Litšoantšo tsa lintlha tsa sehlahisoa:

- Lenaneo la AAA Lending Non-QM DSCR (Debt Service Coverage Ratio) - AAA Lendings details

Tataiso e Amanang ea Sehlahisoa:
Leha ba alima chelete ba bangata ba lekantse boholo ba bona, re ntse re tsoela pele ho holisa boteng ba rona ho pholletsa le linaha tse fapaneng, re sebeletsa batho ba alimang liprofinseng tse 45, ho kenyeletsoa le mebaraka e matla joalo ka California le Texas. Phihlello ea rona e atolohileng e re lumella ho utloisisa le ho ikamahanya le maemo a tikoloho, ho netefatsa hore bareki ba rona ba literekeng tse fapaneng ba fumana tšehetso ea lehae ha ba ntse ba rua molemo ho tsoa ho boiphihlelo ba naha ka bophara. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lendings , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: Switzerland, Egypt, Azerbaijan, Re tsepamisitse maikutlo ho faneng ka tšebeletso ho bareki ba rona e le ntho ea bohlokoa ho matlafatsa likamano tsa rona tsa nako e telele. Ho ba teng ha rona khafetsa ha lihlahisoa tsa boemo bo holimo hammoho le ts'ebeletso ea rona e ntle ea pele ho thekiso le ka mor'a thekiso ho netefatsa tlholisano e matla 'marakeng o ntseng o eketseha oa lefatše.
    • Thepa ea fektheri e tsoetse pele indastering mme sehlahisoa se entsoe hantle, ho feta moo theko e theko e tlase haholo, boleng ba chelete!
    5 LinaleliKa Aurora ho tsoa Maldives - 2018.06.05 13:10
    Khampani e ka tsamaisana le liphetoho tse teng 'marakeng oa indasteri ena, lihlahisoa tsa lihlahisoa ka potlako le theko e tlaase, ena ke tšebelisano ea rona ea bobeli, e ntle.
    5 LinaleliKa Lulu ho tsoa Los Angeles - 2017.04.08 14:55

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