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Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

AAA LENDINGS e motlotlo ka ho kenya letsoho sechabeng sa rona le boikarabello ba sechaba. Re lumela hore ho ba baalimi ba nang le boikarabelo ho bolela ho khutlisetsa sechaba seo re se sebeletsang. Sehlopha sa rona se nka karolo ka mafolofolo mererong ea lithuso, ho ts'ehetsa merero ea lehae, le ho khothaletsa tsebo ea lichelete. Ha re khoebong ea ho fana ka likalimo feela; re tsetetse molemong oa ho ba le tšusumetso e ntle maphelong a bareki ba rona le sechabeng seo ba se bitsang lehae la bona.Papiso ea Mokoloto oa Mokoloto,Mortgage Broker Bakeng sa Mokitlane o Mobe,Mesebetsi ea Lichelete tsa Khoebo, E 'ngoe ea linyehelo tsa rona tse hlahelletseng ke lihlahisoa tsa rona tsa kalimo ea 'Non-QM', 'me re motlotlo haholo ka ho etella pele sehlopheng sena sa likalimo. Re ikhethile haholo sebakeng sena, re na le boiphihlelo bo bongata le ho kena 'marakeng kapele, ho re thusa ho utloisisa le ho sebetsana le litlhoko tsa hau tsa lichelete. Ho tsamaea tseleng e lebisang lipakaneng tsa hau tsa lichelete ho fetoha leeto le bonolo, le ka finyelloang haholoanyane ka AAA LENDINGS haufi le uena. Ikutloe u le matla a ho alima ka mokhoa o ikhethileng le rona kajeno, 'me u re lumelle ho u thusa ho fihlela litabatabelo tsa hau tsa lichelete.
– Lenaneo la AAA le Non-QM DSCR (Debt Service Coverage Ratio) – Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-6

Kakaretso

Lenaneo la DSCR (Debt Service Coverage Ratio).

Lena ke lenaneo le bonolo ka ho fetisisa har'a mananeo ohle a Non-QM.

Lekeno/ Boemo ba Mosebetsi/ Pusetso ya Lekgetho ha e hlokehe.

Lintlha-khōlō Tsa Lenaneo

1) Ho fihlela ho $ 2M Chelete ea Kalimo;
2) Ho fihlela ho 75% LTV;
3) 660 kapa ho feta Sekoloto sa Sekolo;
4) E ka koala mekhatlo;
5) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, le Non-Warrantable Condos li fumaneha.

DSCR ke eng?

A na ua tseba ho fumana mokoloto oa ntlo ntle le tlhaiso-leseling ea mosebetsi le chelete e kenang?
Na ha u na tokelo ea ho fumana likalimo tse tloaelehileng tsa mortgage?
Na ua tseba hore na ke lenaneo lefe la mokoloto leo e leng sehlahisoa se bonolo ka ho fetisisa?
Na u batla ho tseba ho sebelisa litokomane tse fokolitsoeng ho fumana mokoloto?
Na ho thata haholo ho uena ho fumana home loan indastering ea hau?

Re fana ka lenaneo le phethahetseng la mokoloto ho khotsofatsa lintlha tsa bohlokoa tse kaholimo - lenaneo la DSCR. Ke sehlahisoa se tsebahalang haholo sa Non-QM likalimong tsa mekoloto ea ntlo.

DSCR (Debt Service Coverage Ratio) e etselitsoe bo-ramatsete ba nang le boiphihlelo 'me e tšoanela batho ba alimang ho latela phallo ea chelete ho tsoa ho thepa ho hlahloba kotsi ea matsete. Kajeno, re shebana le ho utloisisa tlhaloso ea DSCR le ho senola sephiri sa lenaneo la DSCR ho latela pono ea matsete a mekoloto ea matlo.

Mokhoa oa ho bala DSCR?

Bakeng sa likalimo tsa ntlo, DSCR e bua ka karolelano ea chelete ea khoeli le khoeli ea khiriso ea ntlo ea matsete ho kakaretso ea litšenyehelo tsa ntlo (joalo ka mosuoe-hlooho, tsoala, lekhetho la mobu, inshorense le tefo ea tsamaiso (haeba litšenyehelo tse ling li sa etsoa, ​​​​e tla ngoloa e le 0)). Ha karo-karolelano e le tlase, kotsi e kholo ea ho alima chelete. E ka hlalosoa ka tsela e latelang:

dintlha

Re fana ka "No ratio DSCR" bakeng sa bareki ba rona, ho bolelang hore karo-karolelano e ka theohela ho "0". Lihlahisoang tsa rona tse tloaelehileng tsa mokoloto, re hloka ho bapisa lekeno la rona le PITIA ea khoeli le khoeli (Molao-motheo/ Tsoala/ Lekhetho/ Inshorense/ HOA) le mekoloto e meng ea ntlo e rekiloeng ho etsa qeto ea hore na mokoloto o ka tšoaneleha.

DSCR

Melemo ea DSCR

Ha ho na karo-karolelano ea DSCR, sehlahisoa sa kalimo se sa netefatseng chelete e kenang, ha e na litlhoko tsa moputso oa motho ea alimang hobane ha e akaretse lipalo tsa DTI. 'Me bonyane karo-karolelano ea DSCR e ka ba tlase ho 0. Leha chelete ea khiriso e le tlase, re ntse re ka e etsa! Ena ke khetho e ntle bakeng sa ba alimang ba nang le chelete e tlase kapa mekoloto e mengata.

Ntle le moo, Baahi ba kantle ho naha ba amoheleha bakeng sa lenaneo lena, haholo-holo ka F1 visa. Haeba u molichaba, 'me u sa khone ho fumana kalimo e tloaelehileng ea mortgage, ikopanye le rona 'me u fumane boemo ba kalimo ea hau.

Litšoantšo tsa lintlha tsa sehlahisoa:

- Lenaneo la AAA Lending Non-QM DSCR (Debt Service Coverage Ratio) - AAA Lendings details

Tataiso e Amanang ea Sehlahisoa:
Bakeng sa bareki ba rona ba bangata, mokitlane oa ntlo hase feela khoebo ea lichelete; ke mohato oa bohlokoa bophelong. Ho sa tsotellehe hore na u motho ea rekang ntlo ka lekhetlo la pele kapa u motsetedi ea nang le phihlelo oa thekiso ea matlo, re atamela kopo ka 'ngoe ka tlhokomelo le tlhokomelo e e tšoanelang. Re ipha nako ea ho utloisisa lipheo le litabatabelo tsa hau, ho netefatsa hore mokoloto oa hau oa ntlo o lumellana le pono ea hau ea bokamoso ba hau. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings , Sehlahisoa se tla fana ka thepa lefatšeng ka bophara, joalo ka: Tunisia, Indonesia, Greenland, Basebetsi ba rona ba latela moea oa Ntšetso-pele o Thehiloeng ka Botšepehi le Tšebelisano, le thuto ea Boleng ba Boemo ba Pele ka Tšebeletso e Khabane. Ho latela litlhoko tsa moreki e mong le e mong, re fana ka lits'ebeletso tse ikhethileng le tse ikhethileng ho thusa bareki ho fihlela lipheo tsa bona ka katleho. Amohela bareki ba tsoang hae le kantle ho naha ho letsetsa le ho botsa!
    • Boikutlo ba tšebelisano ea mofani oa thepa bo botle haholo, bo kopane le mathata a sa tšoaneng, kamehla bo ikemiselitseng ho sebelisana le rōna, ho rōna joaloka Molimo oa sebele.
    5 LinaleliKa Elaine oa Mexico - 2018.11.22 12:28
    Khampani e ka tsamaisana le liphetoho tse teng 'marakeng oa indasteri ena, lihlahisoa tsa lihlahisoa ka potlako le theko e tlaase, ena ke tšebelisano ea rona ea bobeli, e ntle.
    5 LinaleliKa Audrey ho tsoa Spain - 2018.09.16 11:31

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