Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Boqapi ke karolo ea DNA ea rona. Re ntse re batla mekhoa ea ho ntlafatsa boiphihlelo ba mekoloto ea matlo bakeng sa bareki ba rona. Ts'ebetso ea rona ea morao-rao ea likopo tsa marang-rang, taolo e sireletsehileng ea litokomane, le likhetho tsa puisano tsa dijithale li fana ka leeto le se nang moeli, le se nang pampiri la ho reka ntlo. Ka AAA LENDINGS, o ka lebella boiphihlelo ba sejoale-joale, bo sebetsang, le bo sireletsehileng ba likalimo tse tsamaisanang le lefatše le potlakileng la theknoloji. Bonolo le polokeho ea hau ke tsa bohlokoa ho rona.Lithempleite tsa Webosaete ea Mokoloto oa Mokoloto,Top 5 Mortgages,Bala Tsoala ea Mortgage, Lipakane tsa hau tsa lichelete li ikhethile, 'me re lumela hore sekoloto sa hau sa ntlo se lokela ho bontša seo. Ho AAA LENDINGS, re fana ka mefuta e mengata ea likhetho tsa likalimo, e 'ngoe le e 'ngoe e ipapisitse le maemo a fapaneng a lichelete. Hore na o setsebi se secha se batlang lehae la hau la pele, lelapa le ntseng le hola le hlokang sebaka se eketsehileng, kapa motseteli ea bohlale ea ntseng a holisa potefolio ea hau ea thekiso ea matlo, re na le mananeo a likalimo a etselitsoeng ho fihlela litlhoko tsa hau tse ikhethileng. Rea utloisisa hore leeto la hau la lichelete lea ikhetha, 'me litharollo tsa rona tsa mekoloto ea ntlo li etselitsoe ho u boloka u tšoarehile le ho thabela bokamoso ba hau.

– Lenaneo la AAA le Non-QM DSCR (Debt Service Coverage Ratio) – Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-6

Kakaretso

Lenaneo la DSCR (Debt Service Coverage Ratio).

Lena ke lenaneo le bonolo ka ho fetisisa har'a mananeo ohle a Non-QM.

Lekeno/ Boemo ba Mosebetsi/ Pusetso ya Lekgetho ha e hlokehe.

Lintlha-khōlō Tsa Lenaneo

1) Ho fihlela ho $ 2M Chelete ea Kalimo;
2) Ho fihlela ho 80% LTV;
3) 660 kapa ho feta Sekoloto sa Sekolo;
4) E ka koala mekhatlo;
5) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, le Non-Warrantable Condos li fumaneha.

DSCR ke eng?

A na ua tseba ho fumana mokoloto oa ntlo ntle le tlhaiso-leseling ea mosebetsi le chelete e kenang?
Na ha u na tokelo ea ho fumana likalimo tse tloaelehileng tsa mortgage?
Na ua tseba hore na ke lenaneo lefe la mokoloto leo e leng sehlahisoa se bonolo ka ho fetisisa?
Na u batla ho tseba ho sebelisa litokomane tse fokolitsoeng ho fumana mokoloto?
Na ho thata haholo ho uena ho fumana home loan indastering ea hau?

Re fana ka lenaneo le phethahetseng la mokoloto ho khotsofatsa lintlha tsa bohlokoa tse kaholimo - lenaneo la DSCR. Ke sehlahisoa se tsebahalang haholo sa Non-QM likalimong tsa mekoloto ea ntlo.

DSCR (Debt Service Coverage Ratio) e etselitsoe bo-ramatsete ba nang le boiphihlelo 'me e tšoanela batho ba alimang ho latela phallo ea chelete ho tsoa ho thepa ho hlahloba kotsi ea matsete. Kajeno, re shebana le ho utloisisa tlhaloso ea DSCR le ho senola sephiri sa lenaneo la DSCR ho latela pono ea matsete a mekoloto ea matlo.

Mokhoa oa ho bala DSCR?

Bakeng sa likalimo tsa ntlo, DSCR e bua ka karolelano ea chelete ea khoeli le khoeli ea khiriso ea ntlo ea matsete ho kakaretso ea litšenyehelo tsa ntlo (joalo ka mosuoe-hlooho, tsoala, lekhetho la mobu, inshorense le tefo ea tsamaiso (haeba litšenyehelo tse ling li sa etsoa, e tla ngoloa e le 0)). Ha karo-karolelano e le tlase, kotsi e kholo ea ho alima chelete. E ka hlalosoa ka tsela e latelang:

dintlha

Re fana ka "No ratio DSCR" bakeng sa bareki ba rona, ho bolelang hore karo-karolelano e ka theohela ho "0". Lihlahisoang tsa rona tse tloaelehileng tsa mokoloto, re hloka ho bapisa lekeno la rona le PITIA ea khoeli le khoeli (Molao-motheo/ Tsoala/ Lekhetho/ Inshorense/ HOA) le mekoloto e meng ea ntlo e rekiloeng ho etsa qeto ea hore na mokoloto o ka tšoaneleha.

DSCR

Melemo ea DSCR

Ha ho na karo-karolelano ea DSCR, sehlahisoa sa kalimo se sa netefatseng chelete e kenang, ha e na litlhoko tsa moputso oa motho ea alimang hobane ha e akaretse lipalo tsa DTI. 'Me bonyane karo-karolelano ea DSCR e ka ba tlase ho 0. Leha chelete ea khiriso e le tlase, re ntse re ka e etsa! Ena ke khetho e ntle bakeng sa ba alimang ba nang le chelete e tlase kapa mekoloto e mengata.

Ntle le moo, Baahi ba kantle ho naha ba amoheleha bakeng sa lenaneo lena, haholo-holo ka F1 visa. Haeba u molichaba, 'me u sa khone ho fumana kalimo e tloaelehileng ea mortgage, ikopanye le rona 'me u fumane boemo ba kalimo ea hau.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Ho AAA LENDINGS, re lumela ho khutlisetsa bareki ba rona ba bohlokoa. Ke ka hona re fanang ka lenaneo la botšepehi le u putsang bakeng sa ts'epo ea hau le tšebelisano e tsoelang pele le rona. Lenaneo la rona la bots'epehi le etselitsoe ho u boloka u tšoarehile 'me u ananeloa, le fana ka melemo e khethehileng le litheolelo bakeng sa bareki ba rona ba khutlang. Boitlamo ba hau ho AAA LENDINGS bo lemohuoa ebile bo putsoa, 'me re ikitlaelletsa ho etsa hore thahasello ea hau e tsoelang pele litšebeletsong tsa rona e be boiphihlelo bo khotsofatsang. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lendings , Sehlahisoa se tla fana ka thepa ho lefats'e ka bophara, joalo ka: Albania, Hongkong, Sacramento, Ka lilemo tse fetang 9 tsa phihlelo le sehlopha sa litsebi, re rometse lihlahisoa tsa rona linaheng tse ngata le libakeng tse ngata lefatšeng ka bophara. Re amohela bareki, mekhatlo ea likhoebo le metsoalle ho tsoa likarolong tsohle tsa lefats'e ho ikopanya le rona le ho batla tšebelisano-'moho molemong oa bobeli.

-AAA Likoloto

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