Wholesale - AAA Lendings Non-QM Habonolo Qualified Asset khetho feela – ATR-In-Full – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Boitlamo ba rona ba ponaletso bo fetela ka nģ'ane ho mekhahlelo ea pele ea ts'ebetso ea mekoloto ea matlo. Re etsa bonnete ba hore o na le kutloisiso e hlakileng ea lipehelo tsa ntlo ea hau, ho kenyeletsoa litefiso tsa tsoala, litefiso le litšenyehelo tsa ho koala. Ha ho na lintho tse makatsang ka letsatsi la ho qetela. Re ikemiseditse ho o fa ditlhaloso tse totobetseng, tse se nang jargon, hore o tle o tsebe ho bona dintlha tsa ditjhelete tsa theko ya hao ya lehae kapa ya ditjhelete ka botshepehi.Mortgage Broker Vs Credit Union,Lenaneo la Pheliso ea Letlotlo,Lipotso tse kaholimo tsa Mortgage, Joaloka molekane oa hau oa mokoloto oa ntlo, re fana ka tse fetang likalimo feela; re fana ka sechaba. AAA LENDINGS e ikemiselitse ho theha maikutlo a ho ba karolo ea bareki ba rona. Sethala sa rona sa Marang-rang se na le liforamo le lipuisano moo o ka hokahanang le batho ba alimang ka uena, ho arolelana liphihlelo, le ho batla likeletso. Mokhoa ona o tsamaisoang ke sechaba o khothalletsa tikoloho e hohelang moo o ka fumanang tšehetso, lintlha le khothatso ha u ntse u tsamaea tseleng ea ho ba le matlo.

- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-9

Kakaretso

Lenaneo le tummeng la thepa. Motho ea alimang o na le chelete e itseng, e ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho lintlha tsa mosebetsi; Ha ho na DTI.

Lintlha

1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane lichelete tsa likhoeli tse 6 ho tsoa licheleteng tsa motho ea alimang.

Lenaneo lee ke lefe?

Lenaneo la ATR-In-Full le lona ke lenaneo la thepa, le tšoanelehang ka thepa feela. Khetho e ntle ea likalimo tsa Non-QM.
Likalimo tsa AAA li ke ke tsa bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela ("ATR-In-Full"). Ka mokhoa o ts'oanelang, chelete leha e le efe kapa mosebetsi o thathamisitsoeng kopong o tla nkoa e le oa bohlokoa ho motho ea ngotseng, 'me joalo ka eena, o ka sala o se na letho. Haeba mosebetsi le chelete li ka hlahisoa kopong, DTI ha ea lokela ho baloa

U tseba joang hore na u ka ba le thepa e tšoanelehang bakeng sa lenaneo lee?

Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho tsamaisana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala

Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:

Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.

Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 le e khutšoanyane ka $28,500.

Ke thepa efe e loketseng lenaneo lee?

Chelete, li-stock, li-bond le thepa ea motho (ha ho na thepa) = 100%
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo
Ha ho na chelete ea khoebo

Melemo ke efe?

Min. Likhoeli tse 6 tsa Reserves

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

AAA LENDINGS e motlotlo ka ho kenya letsoho sechabeng sa rona le boikarabello ba sechaba. Re lumela hore ho ba baalimi ba nang le boikarabelo ho bolela ho khutlisetsa sechaba seo re se sebeletsang. Sehlopha sa rona se nka karolo ka mafolofolo mererong ea lithuso, ho ts'ehetsa merero ea lehae, le ho khothaletsa tsebo ea lichelete. Ha re khoebong ea ho fana ka likalimo feela; re tsetetse molemong oa ho ba le tšusumetso e ntle maphelong a bareki ba rona le sechabeng seo ba se bitsang lehae la bona. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: India, Canada, Belarus, Kahoo le rona re tsoela pele ho sebetsa. rona, re tsepamisitse maikutlo holim'a boleng bo phahameng, 'me re ela hloko bohlokoa ba ts'ireletso ea tikoloho, boholo ba thepa ha e na tšilafalo, tharollo e se nang tikoloho, e sebelisoa hape ka tharollo. Re ntlafalitse lethathamo la rona, le hlahisang mokhatlo oa rona. n lintlha mme e akaretsa lihlahisoa tsa mantlha tseo re fanang ka tsona hajoale, U kanna ua etela sebaka sa rona sa Marang-rang, se kenyelletsang mohala oa rona oa morao-rao oa sehlahisoa. Re labalabela ho nchafatsa khokahano ea rona ea k'hamphani.

-AAA Likoloto

Ho ka boleloa hore enoa ke mohlahisi ea molemo ka ho fetisisa eo re kopaneng le eena Chaena lefapheng lena, re ikutloa re le lehlohonolo ho sebetsa le moetsi ea hloahloa haholo.
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