Wholesale - AAA Lendings Non-QM Habonolo Qualified Asset khetho feela – ATR-In-Full – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Boitlamo ba rona ba bokhabane le boinehelo ho bareki ba rona bo re khothalelitse ho atolosa ts'ebetso ea rona ho pholletsa le litereke tse 45, ho kenyeletsoa Arizona, California, Washington DC, Florida, Nevada, le Texas, har'a tse ling. Leha ho le joalo, katleho ea rona ha e hlalosoe ke lipalo feela. Maikutlo a mangata a matle le botumo bo matla ba ho bua ka molomo boo re bo entseng e le bopaki ba tšepo le kholiseho eo 'maraka o e behileng ho rona.Broker Community,Sekhahla se tlaase ka ho fetisisa sa Mortgage,Lintlha tsa Mokitlane, Joaloka molekane oa hau oa mokoloto oa ntlo, re fana ka tse fetang likalimo feela; re fana ka sechaba. AAA LENDINGS e ikemiselitse ho theha maikutlo a ho ba karolo ea bareki ba rona. Sethala sa rona sa Marang-rang se na le liforamo le lipuisano moo o ka hokahanang le batho ba alimang ka uena, ho arolelana liphihlelo, le ho batla likeletso. Mokhoa ona o tsamaisoang ke sechaba o khothalletsa tikoloho e hohelang moo o ka fumanang tšehetso, lintlha le khothatso ha u ntse u tsamaea tseleng ea ho ba le matlo.

- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-9

Kakaretso

Lenaneo le tummeng la thepa. Motho ea alimang o na le matlotlo a itseng, a ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho na lintlha tsa mosebetsi tse hlokahalang; Ha ho na DTI.

Lintlha-khōlō Tsa Lenaneo

1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane likhoeli tse 6 li bolokiloe ho tsoa licheleteng tsa motho ea alimang.

ATR-In-Full ke eng?

Lenaneo la ATR-In-Full hape ke lenaneo la thepa, le tšoanelehang ka thepa feela.

Re ke ke ra bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela (“ATR-In-Full”). Ka mokhoa o ts'oanelang, chelete kapa mosebetsi ofe kapa ofe o thathamisitsoeng kopong o tla nkuoa e le oa bohlokoa ho motho ea ngotseng. Ntle le moo, e ka 'na ea siuoa e se na letho.

Tšoaneleho

Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala

Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:

Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.

Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 'me e khutšoanyane ka $28,500.

Matlotlo a Tšoanelehang

Chelete, li-stock, bond le thepa ea motho ea mokelikeli (ha ho na thepa) = 100%.
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo.
Ha ho na chelete ea khoebo.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

AAA LENDINGS hase feela motho ea alimang chelete; re molekane oa hau oa lichelete. Re ipha nako ea ho mamela merero ea hau ea lichelete le litabatabelo tsa hau, re fana ka tataiso ho feta ts'ebetso ea kopo. Boitlamo ba rona ho boiketlo ba hau ba lichelete bo fetela ho feta ho koala konteraka, 'me re ikemiselitse ho u thusa ho fihlela sepheo sa hau sa nako e telele, ebang ke ho ba le matlo, matsete a thekiso ea matlo, kapa ho kopanya likoloto. - AAA lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: Puerto Rico, Tunisia, US, Ho latela lepetjo la rona la Ts'oara hantle boleng le lits'ebeletso, Khotsofalo ea Bareki, Kahoo re fa bareki ba rona lihlahisoa le litharollo tsa boleng bo holimo. Etsa bonnete ba hore u ikutloa u lokolohile ho ikopanya le rona bakeng sa lintlha tse ling.

-AAA Likoloto

Khampani e ka nahana seo re se nahanang, ho potlaka ho nka khato molemong oa boemo ba rona, ho ka boleloa hore ena ke k'hamphani e ikarabellang, re ne re e-na le tšebelisano e thabisang!
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Ho fana ka nako e nepahetseng, ts'ebetsong e tiileng ea litokisetso tsa konteraka ea thepa, e ile ea kopana le maemo a khethehileng, empa hape e sebelisana ka mafolofolo, k'hamphani e tšepahalang!
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