Wholesale - AAA Lendings Non-QM Habonolo Qualified Asset khetho feela – ATR-In-Full – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Ho rera bokamoso ba hau ba lichelete ho qala ka molekane ea nepahetseng oa ntlo ea ntlo, 'me ho AAA LENDINGS, re ikemiselitse ho u thusa ho fihlela litoro tsa hau. Re utloisisa hore leeto le lebisang ho beng ba matlo e ka ba ntho e thabisang empa hape e boima. Litsebi tsa rona tse nang le phihlelo ha li na litsebi tsa mekoloto feela; ke balekane ba hao ba lichelete. Li teng ho buisana ka lipakane tsa hau, ho lekola boemo ba hau ba lichelete, le ho fana ka tataiso e ikhethileng e hapang thahasello ea hau. Re motlotlo ka ho ba tataiso e u fang matla a ho etsa liqeto tse nepahetseng mabapi le bokamoso ba hau.Tloaelehileng Loan 620 Credit Score,Sekhahla se tlaase ka ho fetisisa sa Mortgage,Ho Bonolo Ho Tšoaneleha, Ho AAA LENDINGS, re sebetsa tlas'a tumelo e tiileng ea hore 'Ha ho na Mokoloto o ke keng oa khoneha.' Tumelo ena ke eona e susumetsang ts'ebetso ea rona 'me e kenyelelitsoe lepetjong la rona, O khona ho Thusa, Kamehla. E akaretsa moelelo oa 'nete oa mofuta oa rona oa AAA. Rea hlokomela hore bareki ba fapaneng le maemo a fapaneng a likalimo a hloka litharollo tse ikhethang, 'me re ikemiselitse ho fana ka tsona.

- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-9

Kakaretso

Lenaneo le tummeng la thepa. Motho ea alimang o na le matlotlo a itseng, a ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho na lintlha tsa mosebetsi tse hlokahalang; Ha ho na DTI.

Lintlha-khōlō Tsa Lenaneo

1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane likhoeli tse 6 li bolokiloe ho tsoa licheleteng tsa motho ea alimang.

ATR-In-Full ke eng?

Lenaneo la ATR-In-Full hape ke lenaneo la thepa, le tšoanelehang ka thepa feela.

Re ke ke ra bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela (“ATR-In-Full”). Bakeng sa lenaneo lena, o ka siea karolo ea chelete e se na letho mabapi le kopo ea kalimo kaha ha e sebetse lenaneong lena.

Tšoaneleho

Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala

Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:

Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.

Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 'me e khutšoanyane ka $28,500.

Matlotlo a Tšoanelehang

Chelete, li-stock, bond le thepa ea motho ea mokelikeli (ha ho na thepa) = 100%.
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo.
Ha ho na chelete ea khoebo.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Leha ba alima chelete ba bangata ba lekantse boholo ba bona, re ntse re tsoela pele ho holisa boteng ba rona ho pholletsa le linaha tse fapaneng, re sebeletsa batho ba alimang liprofinseng tse 45, ho kenyeletsoa le mebaraka e matla joalo ka California le Texas. Phihlello ea rona e atolohileng e re lumella ho utloisisa le ho ikamahanya le maemo a tikoloho, ho netefatsa hore bareki ba rona ba literekeng tse fapaneng ba fumana tšehetso ea lehae ha ba ntse ba rua molemo ho tsoa ho boiphihlelo ba naha ka bophara. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Sehlahisoa se tla fana ka thepa lefatšeng ka bophara, joalo ka: Israel, Angola, Croatia, Re tšepa ho ba le likamano tsa tšebelisano tsa nako e telele le bareki ba rona. Haeba u thahasella lihlahisoa leha e le life tsa rona, ka kopo u se ke ua tsilatsila ho romela lipotso ho rona / lebitso la khampani. Re etsa bonnete ba hore o ka khotsofatsoa ka botlalo ke litharollo tsa rona tse ntle ka ho fetisisa!

-AAA Likoloto

Basebeletsi ba na le tsebo, ba hlomeletsoe hantle, ts'ebetso ke litlhaloso, lihlahisoa li finyella litlhoko 'me ho tsamaisoa ho tiisitsoe, molekane ea molemo ka ho fetisisa!
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