Wholesale - AAA Lendings Non-QM Habonolo Qualified Asset khetho feela – ATR-In-Full – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Boqapi ke karolo ea DNA ea rona. Re ntse re batla mekhoa ea ho ntlafatsa boiphihlelo ba mekoloto ea matlo bakeng sa bareki ba rona. Ts'ebetso ea rona ea morao-rao ea likopo tsa marang-rang, taolo e sireletsehileng ea litokomane, le likhetho tsa puisano tsa dijithale li fana ka leeto le se nang moeli, le se nang pampiri la ho reka ntlo. Ka AAA LENDINGS, o ka lebella boiphihlelo ba sejoale-joale, bo sebetsang, le bo sireletsehileng ba likalimo tse tsamaisanang le lefatše le potlakileng la theknoloji. Bonolo le polokeho ea hau ke tsa bohlokoa ho rona.Atr-In-Full,Morekisi oa Mokoloto,Laesense ea Mortgage Broker Florida, Ho AAA LENDINGS, re molekane oa hau bakeng sa nako e telele. Litšebeletso tsa rona tsa kamora ho koala li etselitsoe ho u boloka u tšoarehile le ka mor'a hore sekoloto sa hau sa ntlo se sireletsoe. Re fana ka lisebelisoa tse tsoelang pele, joalo ka malebela a tlhokomelo ea lehae, tataiso ea matsete, le tlhahlobo ea nako le nako ea ho reka ntlo ho netefatsa hore sepheo sa hau sa lichelete se nepahetse. Kamano ea rona le uena ha e felle ka ho koala; ke boitlamo bo sa feleng molemong oa boiketlo ba hau ba lichelete.

- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-9

Kakaretso

Lenaneo le tummeng la thepa. Motho ea alimang o na le chelete e itseng, e ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho lintlha tsa mosebetsi; Ha ho na DTI.

Lintlha

1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane lichelete tsa likhoeli tse 6 ho tsoa licheleteng tsa motho ea alimang.

Lenaneo lee ke lefe?

Lenaneo la ATR-In-Full le lona ke lenaneo la thepa, le tšoanelehang ka thepa feela. Khetho e ntle ea likalimo tsa Non-QM.
Likalimo tsa AAA li ke ke tsa bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela ("ATR-In-Full"). Ka mokhoa o ts'oanelang, chelete leha e le efe kapa mosebetsi o thathamisitsoeng kopong o tla nkoa e le oa bohlokoa ho motho ea ngotseng, 'me joalo ka eena, o ka sala o se na letho. Haeba mosebetsi le chelete li ka hlahisoa kopong, DTI ha ea lokela ho baloa

U tseba joang hore na u ka ba le thepa e tšoanelehang bakeng sa lenaneo lee?

Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho tsamaisana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala

Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:

Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.

Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 le e khutšoanyane ka $28,500.

Ke thepa efe e loketseng lenaneo lee?

Chelete, li-stock, li-bond le thepa ea motho (ha ho na thepa) = 100%
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo
Ha ho na chelete ea khoebo

Melemo ke efe?

Min. Likhoeli tse 6 tsa Reserves

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Leha ba alima chelete ba bangata ba lekantse boholo ba bona, re ntse re tsoela pele ho holisa boteng ba rona ho pholletsa le linaha tse fapaneng, re sebeletsa batho ba alimang liprofinseng tse 45, ho kenyeletsoa le mebaraka e matla joalo ka California le Texas. Phihlello ea rona e atolohileng e re lumella ho utloisisa le ho ikamahanya le maemo a tikoloho, ho netefatsa hore bareki ba rona ba literekeng tse fapaneng ba fumana tšehetso ea lehae ha ba ntse ba rua molemo ho tsoa ho boiphihlelo ba naha ka bophara. - AAA lending Non-QM Easily Qualified asset only option - ATR-In-Full - AAA Lendings , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: Estonia, Kuwait, Sudan, Khamphani ea rona e fana ka mefuta e felletseng ho tloha ho thekiso ea pele ho ea ho ts'ebeletso ea morao-rao, ho tloha ntlafatsong ea sehlahisoa ho ea ho lekola ts'ebeliso ea tlhokomelo, ho ipapisitsoe le matla a tekheniki a matla, ts'ebetso e ntle, ho nts'etsapele lits'ebeletso, ho nts'etsapele lits'ebeletso le lits'ebeletso. thepa le litšebeletso tsa boleng bo holimo, le ho khothaletsa tšebelisano e tšoarellang le bareki ba rona, nts'etsopele e tšoanang le ho theha bokamoso bo betere.

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