Wholesale - AAA Lendings Non-QM Habonolo Qualified Asset khetho feela – ATR-In-Full – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Boqapi ke karolo ea DNA ea rona. Re ntse re batla mekhoa ea ho ntlafatsa boiphihlelo ba mekoloto ea matlo bakeng sa bareki ba rona. Ts'ebetso ea rona ea morao-rao ea likopo tsa marang-rang, taolo e sireletsehileng ea litokomane, le likhetho tsa puisano tsa dijithale li fana ka leeto le se nang moeli, le se nang pampiri la ho reka ntlo. Ka AAA LENDINGS, o ka lebella boiphihlelo ba sejoale-joale, bo sebetsang, le bo sireletsehileng ba likalimo tse tsamaisanang le lefatše le potlakileng la theknoloji. Bonolo le polokeho ea hau ke tsa bohlokoa ho rona.Mokoloto oa Mokoloto ka Sekhahla se Molemohali,Sekhahla se tlase sa Mortgage,Likhamphani tse Phahameng ka ho Fetisisa tsa Mokoloto ho Us, Lipakane tsa hau tsa lichelete li ikhethile, 'me re lumela hore sekoloto sa hau sa ntlo se lokela ho bontša seo. Ho AAA LENDINGS, re fana ka mefuta e mengata ea likhetho tsa likalimo, e 'ngoe le e 'ngoe e ipapisitse le maemo a fapaneng a lichelete. Hore na o setsebi se secha se batlang lehae la hau la pele, lelapa le ntseng le hola le hlokang sebaka se eketsehileng, kapa motseteli ea bohlale ea ntseng a holisa potefolio ea hau ea thekiso ea matlo, re na le mananeo a likalimo a etselitsoeng ho fihlela litlhoko tsa hau tse ikhethileng. Rea utloisisa hore leeto la hau la lichelete lea ikhetha, 'me litharollo tsa rona tsa mekoloto ea ntlo li etselitsoe ho u boloka u tšoarehile le ho thabela bokamoso ba hau.

- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-9

Kakaretso

Lenaneo le tummeng la thepa. Motho ea alimang o na le chelete e itseng, e ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho lintlha tsa mosebetsi; Ha ho na DTI.

Lintlha

1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane lichelete tsa likhoeli tse 6 ho tsoa licheleteng tsa motho ea alimang.

Lenaneo lee ke lefe?

Lenaneo la ATR-In-Full le lona ke lenaneo la thepa, le tšoanelehang ka thepa feela. Khetho e ntle ea likalimo tsa Non-QM.
Likalimo tsa AAA li ke ke tsa bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela ("ATR-In-Full"). Ka mokhoa o ts'oanelang, chelete leha e le efe kapa mosebetsi o thathamisitsoeng kopong o tla nkoa e le oa bohlokoa ho motho ea ngotseng, 'me joalo ka eena, o ka sala o se na letho. Haeba mosebetsi le chelete li ka hlahisoa kopong, DTI ha ea lokela ho baloa

U tseba joang hore na u ka ba le thepa e tšoanelehang bakeng sa lenaneo lee?

Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho tsamaisana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala

Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:

Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.

Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 le e khutšoanyane ka $28,500.

Ke thepa efe e loketseng lenaneo lee?

Chelete, li-stock, li-bond le thepa ea motho (ha ho na thepa) = 100%
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo
Ha ho na chelete ea khoebo

Melemo ke efe?

Min. Likhoeli tse 6 tsa Reserves

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Lefatšeng la likalimo tsa mekoloto, phihlello ke ea bohlokoa. Sethala sa rona sa mekoloto sa dijithale se entsoe ka boiketlo ba hau kelellong. O ka etsa kopo ea ntlo ea ntlo, oa kenya litokomane, 'me oa lekola tsoelo-pele ea mokoloto oa hau inthaneteng, kaofela u tsoa boiketlong ba ntlo ea hau. Re thehile boiphihlelo ba dijithale bo hohelang bo u behang taolong, ho netefatsa hore u ka khona ho laola kopo ea hau ea ntlo ka lebelo la hau, 24/7. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: Moldova, Plymouth, Mali, Ka theknoloji e le motheo, ho hlahisa le ho hlahisa lihlahisoa tsa boleng bo phahameng ho latela litlhoko tse fapaneng tsa 'maraka. Ka mohopolo ona, k'hamphani e tla tsoelapele ho nts'etsapele lihlahisoa tse nang le boleng bo holimo le ho tsoela pele ho ntlafatsa lihlahisoa, 'me e tla fa bareki ba bangata lihlahisoa le lits'ebeletso tse ntle ka ho fetisisa!

-AAA Likoloto

Baetsi bana ha baa ka ba hlompha feela khetho ea rona le litlhoko tsa rona, empa hape ba re file litlhahiso tse ngata tse ntle, qetellong, re atlehile ho phetha mesebetsi ea ho reka.
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