- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Kakaretso
Lenaneo le tummeng la thepa. Motho ea alimang o na le chelete e itseng, e ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho lintlha tsa mosebetsi; Ha ho na DTI.
Lintlha
1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane lichelete tsa likhoeli tse 6 ho tsoa licheleteng tsa motho ea alimang.
Lenaneo lee ke lefe?
Lenaneo la ATR-In-Full le lona ke lenaneo la thepa, le tšoanelehang ka thepa feela. Khetho e ntle ea likalimo tsa Non-QM.
Likalimo tsa AAA li ke ke tsa bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela ("ATR-In-Full"). Ka mokhoa o ts'oanelang, chelete leha e le efe kapa mosebetsi o thathamisitsoeng kopong o tla nkoa e le oa bohlokoa ho motho ea ngotseng, 'me joalo ka eena, o ka sala o se na letho. Haeba mosebetsi le chelete li ka hlahisoa kopong, DTI ha ea lokela ho baloa
U tseba joang hore na u ka ba le thepa e tšoanelehang bakeng sa lenaneo lee?
Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho tsamaisana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala
Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:
Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.
Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 le e khutšoanyane ka $28,500.
Ke thepa efe e loketseng lenaneo lee?
Chelete, li-stock, li-bond le thepa ea motho (ha ho na thepa) = 100%
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo
Ha ho na chelete ea khoebo
Melemo ke efe?
Min. Likhoeli tse 6 tsa Reserves
Litšoantšo tsa lintlha tsa sehlahisoa:
Tataiso e Amanang ea Sehlahisoa:
Bakeng sa bareki ba rona ba bangata, mokitlane oa ntlo hase feela khoebo ea lichelete; ke mohato oa bohlokoa bophelong. Ho sa tsotellehe hore na u motho ea rekang ntlo ka lekhetlo la pele kapa u motsetedi ea nang le phihlelo oa thekiso ea matlo, re atamela kopo ka 'ngoe ka tlhokomelo le tlhokomelo e e tšoanelang. Re ipha nako ea ho utloisisa lipheo le litabatabelo tsa hau, ho netefatsa hore mokoloto oa hau oa ntlo o lumellana le pono ea hau ea bokamoso ba hau. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Sehlahisoa se tla fana ka thepa lefatšeng ka bophara, joalo ka: Finland, Montreal, Seychelles, Mokhatlo oa rona. Ba lutse ka har'a litoropo tsa naha tse tsoetseng pele, baeti ba bonolo haholo, maemo a ikhethang a libaka le moruo. Re phehella mokhatlo o shebaneng le batho, oa ho etsa lintho ka hloko, oa ho fana ka maikutlo, o theha mokhatlo o motle. seosophy. Tsamaiso e tiileng ea boleng bo holimo, tšebeletso e tsotehang, litšenyehelo tse utloahalang Myanmar ke boemo ba rona boemong ba tlhōlisano. Haeba ho hlokahala, o amohelehile ho ikopanya le rona ka leqephe la rona la marang-rang kapa ka therisano ea mohala, re tla thabela ho u sebeletsa.
Ka Annie oa Venezuela - 2018.06.05 13:10 Joalo ka k'hamphani ea machabeng ea khoebo, re na le balekane ba bangata, empa ka k'hamphani ea hau, ke batla ho re, o hantle, o pharalletseng, o boleng bo botle, litheko tse tlase, ts'ebeletso e futhumetseng le e nahanang, theknoloji e tsoetseng pele le lisebelisoa le basebetsi ba na le koetliso ea profeshenale, maikutlo le ntlafatso ea sehlahisoa e nakong, ka bokhutšoanyane, ena ke tšebelisano e monate haholo, 'me re lebelletse tšebelisano e latelang!
Ka Mabel ho tloha Brisbane - 2017.07.07 13:00 





