Wholesale - AAA Lendings Non-QM Habonolo Qualified Asset khetho feela – ATR-In-Full – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Ponaletso ke khubu ea tšebetso ea rona. Re motlotlo ka puisano ea rona e bulehileng le e tšepahalang le bareki ba rona. Ha ho litefiso tse patiloeng, ha ho na lintho tse makatsang. Re fana ka tlhaiso-leseling e hlakileng, e hlakileng mabapi le likhetho tsa hau tsa ntlo ea ntlo, ho netefatsa hore u na le lintlha tsohle tsa ho etsa liqeto u na le tsebo. Sepheo sa rona ke ho aha tšepo ho bareki ba rona ka ho bua pepenene le pepeneneng, ho etsa hore boiphihlelo ba hau ba lichelete tsa lehae bo be bonolo ka hohle kamoo ho ka khonehang.Peresente e Tloaelehileng ea Kalimo,Ba alimang Mekoloto ea Matlo ba 5,Mokoloto oa Mokoloto oa Florida, Ho AAA LENDINGS, re sebetsa tlas'a tumelo e tiileng ea hore 'Ha ho na Mokoloto o ke keng oa khoneha.' Tumelo ena ke eona e susumetsang ts'ebetso ea rona 'me e kenyelelitsoe lepetjong la rona, O khona ho Thusa, Kamehla. E akaretsa moelelo oa 'nete oa mofuta oa rona oa AAA. Rea hlokomela hore bareki ba fapaneng le maemo a fapaneng a likalimo a hloka litharollo tse ikhethang, 'me re ikemiselitse ho fana ka tsona.

- Khetho feela ea AAA ea ho alima eo e seng ea QM Habonolo - ATR-In-Full - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-9

Kakaretso

Lenaneo le tummeng la thepa. Motho ea alimang o na le chelete e itseng, e ka koahelang theko ea theko kapa chelete ea kalimo le litšenyehelo tsa ho koala. Ha ho lintlha tsa mosebetsi; Ha ho na DTI.

Lintlha

1) Ho fihlela ho 75% LTV;
2) Ho fihlela ho $ 4M chelete ea kalimo;
3) Bolulo ba mathomo feela;
4) Ha ho na meeli ea palo ea thepa e tšehetsoeng ka lichelete;
5) Bonyane lichelete tsa likhoeli tse 6 ho tsoa licheleteng tsa motho ea alimang.

Lenaneo lee ke lefe?

Lenaneo la ATR-In-Full le lona ke lenaneo la thepa, le tšoanelehang ka thepa feela. Khetho e ntle ea likalimo tsa Non-QM.
Likalimo tsa AAA li ke ke tsa bala DTI bakeng sa bakopi ba tšoanelehang ka ho paka Matlotlo feela ("ATR-In-Full"). Ka mokhoa o ts'oanelang, chelete leha e le efe kapa mosebetsi o thathamisitsoeng kopong o tla nkoa e le oa bohlokoa ho motho ea ngotseng, 'me joalo ka eena, o ka sala o se na letho. Haeba mosebetsi le chelete li ka hlahisoa kopong, DTI ha ea lokela ho baloa

U tseba joang hore na u ka ba le thepa e tšoanelehang bakeng sa lenaneo lee?

Ka tlase ke mekhoa ea ho bala:
Bakeng sa kalimo ea theko, kakaretso ea thepa e lumelletsoeng e tlameha ho ts'oana le theko le litšenyehelo tsohle tsa ho koala.
Thepa >= Theko ea theko + litšenyehelo tsohle tsa ho koala
Bakeng sa kalimo ea refinance, kakaretso ea thepa e lumelletsoeng e tlameha ho tsamaisana le chelete e felletseng ea kalimo hammoho le litšenyehelo tsa ho koala.
Thepa >= Chelete ea kalimo + litšenyehelo tsa ho koala

Sheba lintlha tse ka tlase tsa maemo, u ka sheba mekhoa ea lipalo ho bona hore na u ka tšoaneleha pele pele u etsa kopo ea likalimo le ba alimang:

Boemo ba 1: Theko ea theko le litšenyehelo tsa ho koala = $768,500. Thepa e fumanehang = $700,000 (polokong) mmoho le $45,000 (50% ea IRA) = $748,000. Haufinyane ka $20,500. Haeba motho ea alimang a le 59.5 kapa ho feta, thepa e tšoanelehang e ka ba $700,000 + $54,000 (60% ea IRA) = $754,000 'me e khutšoanyane ka $14,500.

Boemo ba 2: Chelete ea kalimo le litšenyehelo tsa ho koala = $518,500. Matlotlo a fumanehang = $370,000 (polokong) + $100,000 (50% ea IRA) = $470,000. Ka bokhutšoanyane ka $48,500. Haeba 59.5 kapa ho feta, thepa e tšoanelehang = $370,000 + $120,000 (60% ea IRA) = $490,000 le e khutšoanyane ka $28,500.

Ke thepa efe e loketseng lenaneo lee?

Chelete, li-stock, li-bond le thepa ea motho (ha ho na thepa) = 100%
Litlaleho tsa ho tlohela mosebetsi = 50% haeba 59 kapa e monyenyane le 60% haeba e moholo
Ha ho na chelete ea khoebo

Melemo ke efe?

Min. Likhoeli tse 6 tsa Reserves

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Ho rera bokamoso ba hau ba lichelete ho qala ka molekane ea nepahetseng oa ntlo ea ntlo, 'me ho AAA LENDINGS, re ikemiselitse ho u thusa ho fihlela litoro tsa hau. Re utloisisa hore leeto le lebisang ho beng ba matlo e ka ba ntho e thabisang empa hape e boima. Litsebi tsa rona tse nang le phihlelo ha li na litsebi tsa mekoloto feela; ke balekane ba hao ba lichelete. Li teng ho buisana ka lipakane tsa hau, ho lekola boemo ba hau ba lichelete, le ho fana ka tataiso e ikhethileng e hapang thahasello ea hau. Re motlotlo ka ho ba tataiso e u fang matla a ho etsa liqeto tse nepahetseng mabapi le bokamoso ba hau. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Sehlahisoa se tla fana ka lefats'e lohle, joalo ka: Hungary, Jeddah, Algeria, Morero oa k'hamphani ea rona ke ho fana ka lihlahisoa tsa boleng bo holimo le tse ntle ka theko e utloahalang le ho loanela ho fumana botumo bo botle ba 100% ho tsoa ho bareki ba rona. Re lumela hore profeshene e fihlella bokhabane! Re u amohela ho sebelisana le rona le ho hola hammoho.

-AAA Likoloto

Ka maikutlo a matle mabapi le 'maraka, sheba moetlo, mabapi le saense, k'hamphani e sebetsa ka mafolofolo ho etsa lipatlisiso le nts'etsopele. Re tšepa hore re na le likamano tsa khoebo nakong e tlang le ho finyella katleho e tšoanang.
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