Wholesale - AAA Lendings Non-QM Non-DTI ratio Programme – Pheliso ea Thepa(Thepa Feela) – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Bakeng sa bareki ba rona ba bangata, mokitlane oa ntlo hase feela khoebo ea lichelete; ke mohato oa bohlokoa bophelong. Ho sa tsotellehe hore na u motho ea rekang ntlo ka lekhetlo la pele kapa u motsetedi ea nang le phihlelo oa thekiso ea matlo, re atamela kopo ka 'ngoe ka tlhokomelo le tlhokomelo e e tšoanelang. Re ipha nako ea ho utloisisa lipheo le litabatabelo tsa hau, ho netefatsa hore mokoloto oa hau oa ntlo o lumellana le pono ea hau ea bokamoso ba hau.1 Selemo sa Lekhetho la ho khutlisa ba alimang Mortgage,Tlhahlobo ea Moputso oa Mosebetsi,Mortgage Broker Vs Credit Union, Ho AAA LENDINGS, re ikhetha har'a letšoele la ba alimang mekoloto ea matlo ka ho etelletsa pele ho feto-fetoha ha maemo le ho ikamahanya le maemo mokhoeng oa rona. Re utloisisa hore maemo a lichelete a moalimi e mong le e mong a ikhethile, 'me re hlomeletsoe ka botlalo ho etsa litharollo tse lumellanang le litlhoko tsa hau tse ikhethileng. Ebang u motho ea rekang ntlo ka lekhetlo la pele, motseteli oa thekiso ea matlo le meaho, kapa o batla ho nchafatsa lichelete, sehlopha sa rona sa litsebi se teng ho tla u tataisa ho rarolla mathata a tsamaiso ea ntlo. Re lumela hore ho alima mekoloto ha ea lokela ho ba ntho e le 'ngoe feela, 'me ke eona ntho e re khethollang.

- Lenaneo la Kalimo la AAA Non-QM Non-DTI - Pheliso ea Thepa(Thepa Feela) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-2

Kakaretso

Motho ea alimang o ile a rekisa khoebo ea bona ea lidolara tse limilione tse ngata mme a fumana lehae la litoro tsa bona empa a se na mohloli oa chelete oa ho ngola.

Lintlha

1) Ho fihlela ho $ 2.5M chelete ea kalimo;
2) Ho fihlela ho 80% LTV;
3) karo-karolelano ea DTI ke 50%;
4) Chelete ea chelete e amoheloa;
5) Ha ho hlokahale lintlha tsa mosebetsi kopong ea mokoloto;
6) Thepa e arola 84 kapa lipehelo tsa mokoloto tse tsitsitseng ho fumana chelete e lekaneng ea alingoang.

Lenaneo ke lefe?

• Na mosebetsi oa hao kapa moputso o hlōlehile ho fumana sekoloto sa ntlo?
• O na le matlotlo a lekaneng akhaonteng ya hao?
• Na u sa tsoa rekisa setša se seng ebe u batla ho reka ntlo e 'ngoe?
• Na ha u batle ho fana ka mefuta ea litokomane tsa chelete?
• Na ua ipotsa hore na ba alimang ba amohela kalimo ea hau joang ntle le ho nahana ka tekanyo ea DTI?

Ts'ebeliso ea Asset Depletion/ Ts'ebeliso e thusa bakopi bana ha o le maemong ana. Ke lenaneo le akaretsang la Non-QM, leo hape le bitsoang "letlotlo feela". Ha ho hlokahale hore u fane ka lintlha tsa mosebetsi le litokomane tsa chelete ha u etsa kopo ea lenaneo lena.
E ka sebelisoa e le eona feela mohloli oa chelete bakeng sa ho fumana mangolo a kalimo kapa ho tlatsetsa mehloling e meng ea chelete. Ha e sebelisoa ho tlatselletsa mehloli e meng ea lekeno, bonyane litlhoko tsa matlotlo tse tlas'a mokhoa oa thuto lia hlakoloa.

Molemo ke ofe?

1) Ha ho hlokahale ho fana ka litokomane tsa chelete;
2) Ntlo ea mathomo feela;
3) Litokomane tse fokolitsoeng
4) Ho bonolo ho tšoaneleha

Ke matlotlo afe a ka sebelisoang bakeng sa lenaneo lee?

Thepa e tlameha ho ba metsi 'me e fumanehe ntle le kotlo; litokomane tse ling li ka koptjoa ho netefatsa tšimoloho ea lichelete:
• 100% ea Checking, Savings, le Money Market Accounts;
• 70% ea Li-Stock, Bond, le Lichelete tsa Mutual;
• 70% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a le lilemong tsa ho tlohela mosebetsi (bonyane 59 ½);
• 60% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a se lilemong tsa ho tlohela mosebetsi.

Matlotlo a sa lokeleheng ho felloa ke matla

Bakeng sa lenaneo lena, o ka hlokomela mefokolo e ka tlase. Mefuta e mengata ea mefuta e ke ke ea sebelisoa le hoja u ka sebelisa matlotlo ana u le mong:

• Tekano ho Matlo;
• Litoko tse rekisoang ka poraefete kapa tse thibetsoeng/tse sa fuoang chelete;
• Letlotlo lefe kapa lefe le hlahisang chelete le seng le kenyelelitsoe palong ea chelete:
• Thepa efe kapa efe e tshwerweng ka lebitso la kgwebo.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Ho tsamaisa sebaka sa mekitlane ho ka ba thata, empa AAA LENDINGS e nolofatsa ts'ebetso, e etsa hore e kopanele ebile e se na khatello ea maikutlo. Re fana ka sistimi e hlakileng le e khuts'oane ea pokello ea litokomane, e u lumellang ho kenya litokomane tse hlokahalang inthaneteng. Re tseba hantle hore nako ea hau e bohlokoa, 'me ka ho etsa hore ts'ebetso e be bonolo, re u boloka u ikakhetse ka setotsoana le ho laola leeto la hau la ho reka ntlo. – Lenaneo la AAA Likalimo Non-QM Non-DTI ratio Program – The Depletion Asset(Asset Only) – AAA Lendings , Sehlahisoa se tla fepela lefats’e ka bophara, joalo ka: Azerbaijan, Honduras, Eindhoven, Re ntse re phehella molemong oa khoebo Boleng ba Pele, Ho Hlompha Likonteraka le ho ema ka Botumo, ho fana ka bareki ka litšebeletso tse khotsofatsang le tse khotsofatsang. Metsoalle ea lapeng le kantle ho naha e amoheloa ka mofuthu ho theha likamano tsa ka ho sa feleng tsa khoebo le rona.

-AAA Likoloto

Mefuta e mengata e fapaneng, boleng bo botle, litheko tse ntle le litšebeletso tse ntle, lisebelisoa tse tsoetseng pele, litalenta tse ntle haholo le matla a mahlale a matla a mahlale a matla, molekane ea motle oa khoebo.
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