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Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Boqapi ke karolo ea DNA ea rona. Re ntse re batla mekhoa ea ho ntlafatsa boiphihlelo ba mekoloto ea matlo bakeng sa bareki ba rona. Ts'ebetso ea rona ea morao-rao ea likopo tsa marang-rang, taolo e sireletsehileng ea litokomane, le likhetho tsa puisano tsa dijithale li fana ka leeto le se nang moeli, le se nang pampiri la ho reka ntlo. Ka AAA LENDINGS, o ka lebella boiphihlelo ba sejoale-joale, bo sebetsang, le bo sireletsehileng ba likalimo tse tsamaisanang le lefatše le potlakileng la theknoloji. Bonolo le polokeho ea hau ke tsa bohlokoa ho rona.Lipotso tse kaholimo tsa Mortgage,Chelete ea Sesole,Na Ba alimang Mortgage ba Sebetsa ka Mafelo-beke, Rea utloisisa hore mathata a lichelete a ka hlaha re sa lebella, 'me re mona ho fana ka litharollo ha u li hloka haholo. Ntle le lihlahisoa tse tloaelehileng tsa mokoloto oa ntlo, AAA LENDINGS e fana ka mefuta e mengata ea mekoloto e feto-fetohang e sebetsanang le maemo a ikhethang a lichelete. Hore na o na le lintlha tse tlase ho feta tse phethahetseng tsa mokoloto, oa itšebetsa, kapa u na le mehloli ea chelete e sa tloaelehang, re na le likhetho tsa kalimo tse etselitsoeng ho fihlela litlhoko tsa hau.
- Lenaneo la Kalimo la AAA Non-QM Non-DTI - Pheliso ea Thepa(Thepa Feela) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-2

Kakaretso

Motho ea alimang o ile a rekisa khoebo ea bona ea lidolara tse limilione tse ngata mme a fumana lehae la litoro tsa bona empa a se na mohloli oa chelete oa ho ngola.

Lintlha

1) Ho fihlela ho $ 2.5M chelete ea kalimo;
2) Ho fihlela ho 80% LTV;
3) karo-karolelano ea DTI ke 50%;
4) Chelete ea chelete e amoheloa;
5) Ha ho hlokahale lintlha tsa mosebetsi kopong ea mokoloto;
6) Thepa e arola 84 kapa lipehelo tsa mokoloto tse tsitsitseng ho fumana chelete e lekaneng ea alingoang.

Lenaneo ke lefe?

• Na mosebetsi oa hao kapa moputso o hlōlehile ho fumana sekoloto sa ntlo?
• O na le matlotlo a lekaneng akhaonteng ya hao?
• Na u sa tsoa rekisa setša se seng ebe u batla ho reka ntlo e 'ngoe?
• Na ha u batle ho fana ka mefuta ea litokomane tsa chelete?
• Na ua ipotsa hore na ba alimang ba amohela kalimo ea hau joang ntle le ho nahana ka tekanyo ea DTI?

Ts'ebeliso ea Asset Depletion/ Ts'ebeliso e thusa bakopi bana ha o le maemong ana. Ke lenaneo le akaretsang la Non-QM, leo hape le bitsoang "letlotlo feela". Ha ho hlokahale hore u fane ka lintlha tsa mosebetsi le litokomane tsa chelete ha u etsa kopo ea lenaneo lena.
E ka sebelisoa e le eona feela mohloli oa chelete bakeng sa ho fumana mangolo a kalimo kapa ho tlatsetsa mehloling e meng ea chelete. Ha e sebelisoa ho tlatselletsa mehloli e meng ea lekeno, bonyane litlhoko tsa matlotlo tse tlas'a mokhoa oa thuto lia hlakoloa.

Molemo ke ofe?

1) Ha ho hlokahale ho fana ka litokomane tsa chelete;
2) Ntlo ea mathomo feela;
3) Litokomane tse fokolitsoeng
4) Ho bonolo ho tšoaneleha

Ke matlotlo afe a ka sebelisoang bakeng sa lenaneo lee?

Thepa e tlameha ho ba metsi 'me e fumanehe ntle le kotlo; litokomane tse ling li ka koptjoa ho netefatsa tšimoloho ea lichelete:
• 100% ea Checking, Savings, le Money Market Accounts;
• 70% ea Li-Stock, Bond, le Lichelete tsa Mutual;
• 70% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a le lilemong tsa ho tlohela mosebetsi (bonyane 59 ½);
• 60% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a se lilemong tsa ho tlohela mosebetsi.

Matlotlo a sa lokeleheng ho felloa ke matla

Bakeng sa lenaneo lena, o ka hlokomela mefokolo e ka tlase. Mefuta e mengata ea mefuta e ke ke ea sebelisoa le hoja u ka sebelisa matlotlo ana u le mong:

• Tekano ho Matlo;
• Litoko tse rekisoang ka poraefete kapa tse thibetsoeng/tse sa fuoang chelete;
• Letlotlo lefe kapa lefe le hlahisang chelete le seng le kenyelelitsoe palong ea chelete:
• Thepa efe kapa efe e tshwerweng ka lebitso la kgwebo.

Litšoantšo tsa lintlha tsa sehlahisoa:

- Lenaneo la karo-karolelano ea likalimo tsa AAA Non-QM Non-DTI - Pheliso ea Thepa (Thepa Feela) - AAA Kalimo ea lintlha tsa litšoantšo

Tataiso e Amanang ea Sehlahisoa:
Bakeng sa bareki ba rona ba bangata, mokitlane oa ntlo hase feela khoebo ea lichelete; ke mohato oa bohlokoa bophelong. Ho sa tsotellehe hore na u motho ea rekang ntlo ka lekhetlo la pele kapa u motsetedi ea nang le phihlelo oa thekiso ea matlo, re atamela kopo ka 'ngoe ka tlhokomelo le tlhokomelo e e tšoanelang. Re ipha nako ea ho utloisisa lipheo le litabatabelo tsa hau, ho netefatsa hore mokoloto oa hau oa ntlo o lumellana le pono ea hau ea bokamoso ba hau. – AAA Likalimo Non-QM Non-DTI ratio Program – Depletion Asset(Asset Only) – AAA Lendings , Sehlahisoa se tla fepela lefats’e ka bophara, joalo ka: Vancouver, Argentina, Southampton, Re na le karolo e kholo ’marakeng oa lefatše lohle. Khamphani ea rona e na le matla a matla a moruo mme e fana ka litšebeletso tse ntle haholo tsa thekiso. Re thehile tumelo, botsoalle, likamano tsa khoebo tse lumellanang le bareki linaheng tse fapaneng. , joalo ka Indonesia, Myanmar, Indi le linaha tse ling tsa Asia Boroa-bochabela le linaha tsa Europe, Afrika le Latin America.
    • Khoebo e na le chelete e matla le matla a tlhōlisano, sehlahisoa se lekane, se ka tšeptjoa, kahoo ha re na matšoenyeho ka ho sebelisana le bona.
    5 LinaleliKa Meroy ho tsoa Switzerland - 2017.12.31 14:53
    Basebeletsi ba fektheri ba na le moea o motle oa sehlopha, kahoo re fumane lihlahisoa tsa boleng bo phahameng ka potlako, ho phaella moo, theko e boetse e loketse, ena ke baetsi ba Chaena ba molemo haholo le ba ka tšeptjoang.
    5 LinaleliKa Samantha oa Tunisia - 2018.02.12 14:52

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