Wholesale - AAA Lendings Non-QM Non-DTI ratio Programme – Pheliso ea Thepa(Thepa Feela) – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

AAA LENDINGS e motlotlo ka ho kenya letsoho sechabeng sa rona le boikarabello ba sechaba. Re lumela hore ho ba baalimi ba nang le boikarabelo ho bolela ho khutlisetsa sechaba seo re se sebeletsang. Sehlopha sa rona se nka karolo ka mafolofolo mererong ea lithuso, ho ts'ehetsa merero ea lehae, le ho khothaletsa tsebo ea lichelete. Ha re khoebong ea ho fana ka likalimo feela; re tsetetse molemong oa ho ba le tšusumetso e ntle maphelong a bareki ba rona le sechabeng seo ba se bitsang lehae la bona.Massachusetts Mortgage Broker kapa Mo alimang,Florida Mortgage Broker Kapa Mo alimang,Mortgage Broker California, Rea utloisisa hore mathata a lichelete a ka hlaha re sa lebella, 'me re mona ho fana ka litharollo ha u li hloka haholo. Ntle le lihlahisoa tse tloaelehileng tsa mokoloto oa ntlo, AAA LENDINGS e fana ka mefuta e mengata ea mekoloto e feto-fetohang e sebetsanang le maemo a ikhethang a lichelete. Hore na o na le lintlha tse tlase ho feta tse phethahetseng tsa mokoloto, oa itšebetsa, kapa u na le mehloli ea chelete e sa tloaelehang, re na le likhetho tsa kalimo tse etselitsoeng ho fihlela litlhoko tsa hau.

- Lenaneo la Kalimo la AAA Non-QM Non-DTI - Pheliso ea Thepa(Thepa Feela) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-2

Kakaretso

Motho ea alimang o ile a rekisa khoebo ea bona ea lidolara tse limilione tse ngata mme a fumana lehae la litoro tsa bona empa a se na mohloli oa chelete oa ho ngola.

Lintlha

1) Ho fihlela ho $ 2.5M chelete ea kalimo;
2) Ho fihlela ho 80% LTV;
3) karo-karolelano ea DTI ke 50%;
4) Chelete ea chelete e amoheloa;
5) Ha ho hlokahale lintlha tsa mosebetsi kopong ea mokoloto;
6) Thepa e arola 84 kapa lipehelo tsa mokoloto tse tsitsitseng ho fumana chelete e lekaneng ea alingoang.

Lenaneo ke lefe?

• Na mosebetsi oa hao kapa moputso o hlōlehile ho fumana sekoloto sa ntlo?
• O na le matlotlo a lekaneng akhaonteng ya hao?
• Na u sa tsoa rekisa setša se seng ebe u batla ho reka ntlo e 'ngoe?
• Na ha u batle ho fana ka mefuta ea litokomane tsa chelete?
• Na ua ipotsa hore na ba alimang ba amohela kalimo ea hau joang ntle le ho nahana ka tekanyo ea DTI?

Ts'ebeliso ea Asset Depletion/ Ts'ebeliso e thusa bakopi bana ha o le maemong ana. Ke lenaneo le akaretsang la Non-QM, leo hape le bitsoang "letlotlo feela". Ha ho hlokahale hore u fane ka lintlha tsa mosebetsi le litokomane tsa chelete ha u etsa kopo ea lenaneo lena.
E ka sebelisoa e le eona feela mohloli oa chelete bakeng sa ho fumana mangolo a kalimo kapa ho tlatsetsa mehloling e meng ea chelete. Ha e sebelisoa ho tlatselletsa mehloli e meng ea lekeno, bonyane litlhoko tsa matlotlo tse tlas'a mokhoa oa thuto lia hlakoloa.

Molemo ke ofe?

1) Ha ho hlokahale ho fana ka litokomane tsa chelete;
2) Ntlo ea mathomo feela;
3) Litokomane tse fokolitsoeng
4) Ho bonolo ho tšoaneleha

Ke matlotlo afe a ka sebelisoang bakeng sa lenaneo lee?

Thepa e tlameha ho ba metsi 'me e fumanehe ntle le kotlo; litokomane tse ling li ka koptjoa ho netefatsa tšimoloho ea lichelete:
• 100% ea Checking, Savings, le Money Market Accounts;
• 70% ea Li-Stock, Bond, le Lichelete tsa Mutual;
• 70% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a le lilemong tsa ho tlohela mosebetsi (bonyane 59 ½);
• 60% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a se lilemong tsa ho tlohela mosebetsi.

Matlotlo a sa lokeleheng ho felloa ke matla

Bakeng sa lenaneo lena, o ka hlokomela mefokolo e ka tlase. Mefuta e mengata ea mefuta e ke ke ea sebelisoa le hoja u ka sebelisa matlotlo ana u le mong:

• Tekano ho Matlo;
• Litoko tse rekisoang ka poraefete kapa tse thibetsoeng/tse sa fuoang chelete;
• Letlotlo lefe kapa lefe le hlahisang chelete le seng le kenyelelitsoe palong ea chelete:
• Thepa efe kapa efe e tshwerweng ka lebitso la kgwebo.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Rea utloisisa hore mokoloto oa ntlo ha se ts'ebetso ea lichelete feela empa ke qeto ea bohlokoa ea bophelo. Tsepamiso ea rona ea ho tsepamisa maikutlo ho bareki e bolela hore ha re nahane feela ka lipalo; re nka pale ea hau e ikhethang, litabatabelo, le lipakane tsa lichelete. Litsebi tsa rona tsa mekoloto ea matlo li ipha nako ea ho utloisisa leeto la hau, ho etsa bonnete ba hore u fumana tharollo ea mokoloto e tsamaellanang le pono ea hau ea bokamoso. - Lenaneo la karo-karolelano ea AAA Non-QM Non-DTI - Pheliso ea Letlotlo(Thepa Feela) - Likalimo tsa AAA , Sehlahisoa se tla fana ka lefats'e ka bophara, joalo ka: Barcelona, Haiti, Tanzania, Re tsotella mehato e 'ngoe le e 'ngoe ea lits'ebeletso tsa rona, ho tloha khethong ea feme, nts'etsopele ea sehlahisoa le moralo, lipuisano tsa litheko, tlhahlobo, thomello ho ea ka mor'a 'maraka. Re kentse tšebetsong tsamaiso e thata le e felletseng ea taolo ea boleng, e netefatsang hore sehlahisoa ka seng se ka fihlela litlhoko tsa boleng ba bareki. Ntle le moo, lihlahisoa tsohle tsa rona li hlahlobiloe ka thata pele li romelloa. Katleho ea Hao, Khanya ea Rona: Sepheo sa rona ke ho thusa bareki ho hlokomela lipheo tsa bona. Re etsa matsapa a maholo ho fihlela boemo bona ba ho hlola 'me re u amohela ka tieo hore u be le rona.

-AAA Likoloto

Re 'nile ra sebelisana 'moho le k'hamphani ena ka lilemo tse ngata, k'hamphani e lula e netefatsa hore ho tsamaisoa ka nako, boleng bo botle le nomoro e nepahetseng, re balekane ba molemo.
5 Linaleli

Ka Daniel Coppin oa Montpellier - 2018.11.22 12:28

Ho fana ka nako e nepahetseng, ts'ebetsong e tiileng ea litokisetso tsa konteraka ea thepa, e ile ea kopana le maemo a khethehileng, empa hape e sebelisana ka mafolofolo, k'hamphani e tšepahalang!
5 Linaleli

Ka Danny oa Kenya - 2018.12.25 12:43