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Setsi sa Lihlahisoa

Lintlha tsa Sehlahisoa

Boqapi ke karolo ea DNA ea rona. Re ntse re batla mekhoa ea ho ntlafatsa boiphihlelo ba mekoloto ea matlo bakeng sa bareki ba rona. Ts'ebetso ea rona ea morao-rao ea likopo tsa marang-rang, taolo e sireletsehileng ea litokomane, le likhetho tsa puisano tsa dijithale li fana ka leeto le se nang moeli, le se nang pampiri la ho reka ntlo. Ka AAA LENDINGS, o ka lebella boiphihlelo ba sejoale-joale, bo sebetsang, le bo sireletsehileng ba likalimo tse tsamaisanang le lefatše le potlakileng la theknoloji. Bonolo le polokeho ea hau ke tsa bohlokoa ho rona.Lenaneo la Koetliso ea Broker ea Mortgage,Mokoloto oa Mokoloto oa 95 Ltv,Naha e nang le laesense, Re utloisisa hore ho khetha motho ea alimang ntlo ke qeto ea bohlokoa. Ho o thusa ho hokahana le AAA LENDINGS, re fana ka therisano ntle le mathata, ntle le boitlamo le basebeletsi ba rona ba litsebi tsa likalimo. Taba ena ea botho e u lumella ho utloa maikutlo a rona le ho botsa lipotso leha e le life tseo u ka bang le tsona. Re labalabela ho sebelisana le uena, ho utloisisa lipheo tsa hau, le ho fana ka lintlha tsa bohlokoa, kaofela ka lipuisano tse iketlileng le tse rutang.
- Lenaneo la Kalimo la AAA Non-QM Non-DTI - Pheliso ea Thepa(Thepa Feela) - Lintlha tsa Kalimo tsa AAA:

Ha e na lebitso-2

Kakaretso

Motho ea alimang o ile a rekisa khoebo ea bona ea lidolara tse limilione tse ngata mme a fumana lehae la litoro tsa bona empa a se na mohloli oa chelete oa ho ngola.

Lintlha

1) Ho fihlela ho $ 2.5M chelete ea kalimo;
2) Ho fihlela ho 80% LTV;
3) karo-karolelano ea DTI ke 50%;
4) Chelete ea chelete e amoheloa;
5) Ha ho hlokahale lintlha tsa mosebetsi kopong ea mokoloto;
6) Thepa e arola 84 kapa lipehelo tsa mokoloto tse tsitsitseng ho fumana chelete e lekaneng ea alingoang.

Lenaneo ke lefe?

• Na mosebetsi oa hao kapa moputso o hlōlehile ho fumana sekoloto sa ntlo?
• O na le matlotlo a lekaneng akhaonteng ya hao?
• Na u sa tsoa rekisa setša se seng ebe u batla ho reka ntlo e 'ngoe?
• Na ha u batle ho fana ka mefuta ea litokomane tsa chelete?
• Na ua ipotsa hore na ba alimang ba amohela kalimo ea hau joang ntle le ho nahana ka tekanyo ea DTI?

Ts'ebeliso ea Asset Depletion/ Ts'ebeliso e thusa bakopi bana ha o le maemong ana. Ke lenaneo le akaretsang la Non-QM, leo hape le bitsoang "letlotlo feela". Ha ho hlokahale hore u fane ka lintlha tsa mosebetsi le litokomane tsa chelete ha u etsa kopo ea lenaneo lena.
E ka sebelisoa e le eona feela mohloli oa chelete bakeng sa ho fumana mangolo a kalimo kapa ho tlatsetsa mehloling e meng ea chelete. Ha e sebelisoa ho tlatselletsa mehloli e meng ea lekeno, bonyane litlhoko tsa matlotlo tse tlas'a mokhoa oa thuto lia hlakoloa.

Molemo ke ofe?

1) Ha ho hlokahale ho fana ka litokomane tsa chelete;
2) Ntlo ea mathomo feela;
3) Litokomane tse fokolitsoeng
4) Ho bonolo ho tšoaneleha

Ke matlotlo afe a ka sebelisoang bakeng sa lenaneo lee?

Thepa e tlameha ho ba metsi 'me e fumanehe ntle le kotlo; litokomane tse ling li ka koptjoa ho netefatsa tšimoloho ea lichelete:
• 100% ea Checking, Savings, le Money Market Accounts;
• 70% ea Li-Stock, Bond, le Lichelete tsa Mutual;
• 70% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a le lilemong tsa ho tlohela mosebetsi (bonyane 59 ½);
• 60% ea Matlotlo a ho Pholisa: E loketse haeba motho ea alimang a se lilemong tsa ho tlohela mosebetsi.

Matlotlo a sa lokeleheng ho felloa ke matla

Bakeng sa lenaneo lena, o ka hlokomela mefokolo e ka tlase. Mefuta e mengata ea mefuta e ke ke ea sebelisoa le hoja u ka sebelisa matlotlo ana u le mong:

• Tekano ho Matlo;
• Litoko tse rekisoang ka poraefete kapa tse thibetsoeng/tse sa fuoang chelete;
• Letlotlo lefe kapa lefe le hlahisang chelete le seng le kenyelelitsoe palong ea chelete:
• Thepa efe kapa efe e tshwerweng ka lebitso la kgwebo.

Litšoantšo tsa lintlha tsa sehlahisoa:

- Lenaneo la karo-karolelano ea likalimo tsa AAA Non-QM Non-DTI - Pheliso ea Thepa (Thepa Feela) - AAA Kalimo ea lintlha tsa litšoantšo

Tataiso e Amanang ea Sehlahisoa:
AAA LENDINGS hase feela motho ea alimang chelete; re molekane oa hau oa lichelete. Re ipha nako ea ho mamela merero ea hau ea lichelete le litabatabelo tsa hau, re fana ka tataiso ho feta ts'ebetso ea kopo. Boitlamo ba rona ho boiketlo ba hau ba lichelete bo fetela ho feta ho koala konteraka, 'me re ikemiselitse ho u thusa ho fihlela sepheo sa hau sa nako e telele, ebang ke ho ba le matlo, matsete a thekiso ea matlo, kapa ho kopanya likoloto. – Lenaneo la AAA la Likalimo tsa Non-QM Non-DTI ratio – Depletion of Asset(Asset Only) – AAA Lendings , Sehlahisoa se tla fana ka thepa lefatšeng ka bophara, joalo ka: French, Ecuador, Surabaya, K’hamphani ea Rōna e na le baenjiniere ba litsebi le basebetsi ba botekgeniki ho araba lipotso tsa hau mabapi le mathata a tlhokomelo, ho hloleha ho itseng ho tloaelehileng. Tiisetso ea boleng ba sehlahisoa sa rona, litumellano tsa theko, lipotso leha e le life mabapi le lihlahisoa, Ka kopo ikutloe u lokolohile ho ikopanya le rona.
    • Baetsi bana ha baa ka ba hlompha feela khetho ea rona le litlhoko tsa rona, empa hape ba re file litlhahiso tse ngata tse ntle, qetellong, re atlehile ho phetha mesebetsi ea ho reka.
    5 LinaleliKa Jean Ascher ho tloha Muscat - 2017.09.29 11:19
    Ke tšepa hore k'hamphani e ka khomarela moea oa khoebo oa Quality, Effective, Innovation le Botšepehi, e tla ntlafala hape e be betere nakong e tlang.
    5 LinaleliKa Maggie oa Korea - 2018.06.05 13:10

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