Wholesale - AAA Lendings Salary Borrower Non-QM Programme – WVOE (Tekanyetso e Ngotsoeng ea Mosebetsi) – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Bakeng sa bareki ba rona ba bangata, mokitlane oa ntlo hase feela khoebo ea lichelete; ke mohato oa bohlokoa bophelong. Ho sa tsotellehe hore na u motho ea rekang ntlo ka lekhetlo la pele kapa u motsetedi ea nang le phihlelo oa thekiso ea matlo, re atamela kopo ka 'ngoe ka tlhokomelo le tlhokomelo e e tšoanelang. Re ipha nako ea ho utloisisa lipheo le litabatabelo tsa hau, ho netefatsa hore mokoloto oa hau oa ntlo o lumellana le pono ea hau ea bokamoso ba hau.Karolelano ea Ts'ebeletso ea Likoloto,Mokoloto oa Mokoloto oa Houston,Litefiso tse Tloaelehileng tsa Kalimo Kajeno, Lipakane tsa hau tsa lichelete li ikhethile, 'me re lumela hore sekoloto sa hau sa ntlo se lokela ho bontša seo. Ho AAA LENDINGS, re fana ka mefuta e mengata ea likhetho tsa likalimo, e 'ngoe le e 'ngoe e ipapisitse le maemo a fapaneng a lichelete. Hore na o setsebi se secha se batlang lehae la hau la pele, lelapa le ntseng le hola le hlokang sebaka se eketsehileng, kapa motseteli ea bohlale ea ntseng a holisa potefolio ea hau ea thekiso ea matlo, re na le mananeo a likalimo a etselitsoeng ho fihlela litlhoko tsa hau tse ikhethileng. Rea utloisisa hore leeto la hau la lichelete lea ikhetha, 'me litharollo tsa rona tsa mekoloto ea ntlo li etselitsoe ho u boloka u tšoarehile le ho thabela bokamoso ba hau.

– Lenaneo la AAA la Lendings Salary Salary Non-QM – WVOE (Tiiso e Ngotsoeng ea Mosebetsi) – Lintlha tsa Kalimo tsa AAA:

Ha e na sehlooho-4

Kakaretso

Batho ba alimang moputso feela, ba ke keng ba tsamaea le mekoloto ea mekoloto ea mekhatlo, 'me ha ba batle ho fana ka litokomane tse fapaneng tsa chelete.

Lintlha

1) Naha ea kantle ho naha e lumelletsoe;
2) Lichelete tsa likhoeli tse 12 tse baliloeng ho PI (Eseng PITIA ho hlokahala mokoloto e mong);
3) Ha ho na paystub / W-2 / lekhetho le hlokahalang;
4) Chelete ea limpho e lumelletsoe;
5) Chelete ea kalimo ho fihlela ho $ 2.5M;
6) Tefo e tlase e le tlase ho 30%;
7) Mets. FICO 680.

Lenaneo ke lefe?

Na u kile ua kopana le nyeoe ea mofuta ona?
Na boemo ba Lender bo ntlafalitse li-paystubs khafetsa?
Na motho ea alimang o balile chelete eo u e fumanang 'me a u joetsa hore ha u tšoanelehe ho fumana mokoloto oa ntlo?
Na u thatafalloa ho fumana likopi tsa hau tsa W2 kapa paystubs?

Re AAA Likalimo re u fa lenaneo le phethahetseng leo e seng la QM- WVOE (Teiso e Ngotsoeng ea Mosebetsi). Haeba ba alimang meputso ba fumana moputso o tsitsitseng kapa moputso ho tsoa ho mohiri bakeng sa ts'ebeletso e fanoeng 'me ba se na beng kapa phaello ea beng ba khoebo e ka tlase ho 25%.

Batho ba alimang meputso ba fumana moputso o tsitsitseng kapa moputso ho tsoa ho mohiri bakeng sa ts'ebeletso eo ba e entseng 'me ha ba na beng kapa phaello ea beng ba khoebo e ka tlase ho 25%. Matšeliso a ka ipapisa le hora, beke le beke, ha biweek, khoeli le khoeli, kapa halofo ea khoeli le khoeli. Haeba ka hora, palo ea lihora tse reriloeng e tlameha ho rarolloa. Chelete e netefalitsoeng e tlameha ho fetoloa chelete ea khoeli le khoeli bakeng sa tšebeliso ea kopo e hlophisitsoeng (FNMA Form 1003). Ho ea ka boikhethelo ba mongoli, litokomane tsa tlatsetso tsa chelete li ka koptjoa

Melemo ke efe?

Bakeng sa lenaneo lena, mofani oa chelete o hloka feela foromo ea WVOE ho bala lekeno le tšoanelehang, ha ho na litokomane tse ling tsa chelete tse hlokahalang. Ena e lokela ho ba ntlha ea bohlokoa ka ho fetisisa ea lenaneo lena. Ha ho likalimo leha e le life tsa mokhatlo tse ka etsang lenaneo le joalo. Ntle le moo, ho fapana le mananeo a mang, lenaneo lena ha le hloke thepa e ngata haholo ea bakopi. Ka kakaretso, lena ke lenaneo le letle bakeng sa ba alimang ba lefuoang ba sa khoneng ho etsa likalimo tsa mekhatlo.

Joang ho bala?

- Sebelisa moputso oa mantlha (sekhahla sa khoeli le khoeli, habeli ka beke, kapa sekhahla sa hora joalo ka ha se tšehetsoa ke YTD) ho tsoa ho WVOE.
Mehlala:
◦ Khoeli le khoeli: Chelete ea khoeli le khoeli e atolositsoeng ka 2 e lekana le moputso oa khoeli le khoeli.
◦ Habeli ka beke: Chelete ea beke le beke e atolositsoeng ka 26 e arotsoe ka 12 e lekana le chelete ea khoeli le khoeli.
◦ Tichere e lefelletse likhoeli tse 9: Chelete ea khoeli le khoeli e atolosoa ka likhoeli tse 9 e arotsoe ka likhoeli tse 12
e lekana le chelete ea khoeli le khoeli e tšoanelehang.

Hopotsa mohiri ho tlatsa foromo ea WVOE, ebe mofani oa chelete o tla tsoela pele ka kalimo kapele.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Rea utloisisa hore mokoloto oa ntlo ha se ts'ebetso ea lichelete feela empa ke qeto ea bohlokoa ea bophelo. Tsepamiso ea rona ea ho tsepamisa maikutlo ho bareki e bolela hore ha re nahane feela ka lipalo; re nka pale ea hau e ikhethang, litabatabelo, le lipakane tsa lichelete. Litsebi tsa rona tsa mekoloto ea matlo li ipha nako ea ho utloisisa leeto la hau, ho etsa bonnete ba hore u fumana tharollo ea mokoloto e tsamaellanang le pono ea hau ea bokamoso. – AAA Lendings Salary Borrower Non-QM Programme – WVOE (Written Verification of Employment) – AAA Lendings , Sehlahisoa se tla fana ka thepa lefatšeng ka bophara, joalo ka: venezuela, Algeria, Swaziland, Ka boleng bo holimo, theko e utloahalang, ho fana ka nako le lits'ebeletso tse hlophisitsoeng le tse ikhethileng ho thusa bareki ho fihlela lipheo tsa bona ka katleho, k'hamphani ea rona ea lapeng mme e na le thoriso ea kantle ho naha. Bareki ba amohelehile ho ikopanya le rona.

-AAA Likoloto

Fektheri e na le lisebelisoa tse tsoetseng pele, basebetsi ba nang le phihlelo le boemo bo botle ba tsamaiso, kahoo boleng ba sehlahisoa bo ne bo e-na le tiisetso, tšebelisano ena e phutholohile haholo ebile e thabile!
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