Wholesale - AAA Lendings Salary Borrower Non-QM Programme – WVOE (Tekanyetso e Ngotsoeng ea Mosebetsi) – AAA Lendings alimang le motsetedi

Lintlha tsa Sehlahisoa

Boitlamo ba rona ba bokhabane le boinehelo ho bareki ba rona bo re khothalelitse ho atolosa ts'ebetso ea rona ho pholletsa le litereke tse 45, ho kenyeletsoa Arizona, California, Washington DC, Florida, Nevada, le Texas, har'a tse ling. Leha ho le joalo, katleho ea rona ha e hlalosoe ke lipalo feela. Maikutlo a mangata a matle le botumo bo matla ba ho bua ka molomo boo re bo entseng e le bopaki ba tšepo le kholiseho eo 'maraka o e behileng ho rona.Boemo ba Mokoloto oa Mokoloto oa 2020,The Hotest House Mortgage Lenders,Most Professional Mortgage Alinder, Ka ntle ho lihlahisoa tsa setso tsa mokoloto, re fana ka mefuta e mengata ea litharollo tsa likalimo tse khotsofatsang litlhoko tse khethehileng tsa bareki. Lihlahisoa tsa rona tsa kalimo ea 'Non-QM' li etselitsoe maemo a sa tloaelehang a lichelete, e leng se etsang hore re be batho ba ka alimang ba alimang ba sa lekaneng mokhoa oa khale. Re lumela hore ho na le sekoloto sa ntlo bakeng sa motho e mong le e mong, 'me likhetho tsa rona tse khethehileng tsa likalimo li bontša boitlamo ba rona ba ho kenyeletsa bohle.

– Lenaneo la AAA la Lendings Salary Salary Non-QM – WVOE (Tiiso e Ngotsoeng ea Mosebetsi) – Lintlha tsa Kalimo tsa AAA:

Ha e na sehlooho-4

Kakaretso

Batho ba alimang moputso feela, ba ke keng ba tsamaea le mekoloto ea mekoloto ea mekhatlo, 'me ha ba batle ho fana ka litokomane tse fapaneng tsa chelete.

Lintlha

1) Naha ea kantle ho naha e lumelletsoe;
2) Lichelete tsa likhoeli tse 12 tse baliloeng ho PI (Eseng PITIA ho hlokahala mokoloto e mong);
3) Ha ho na paystub / W-2 / lekhetho le hlokahalang;
4) Chelete ea limpho e lumelletsoe;
5) Chelete ea kalimo ho fihlela ho $ 2.5M;
6) Tefo e tlase e le tlase ho 30%;
7) Mets. FICO 680.

Lenaneo ke lefe?

Na u kile ua kopana le nyeoe ea mofuta ona?
Na boemo ba Lender bo ntlafalitse li-paystubs khafetsa?
Na motho ea alimang o balile chelete eo u e fumanang 'me a u joetsa hore ha u tšoanelehe ho fumana mokoloto oa ntlo?
Na u thatafalloa ho fumana likopi tsa hau tsa W2 kapa paystubs?

Re AAA Likalimo re u fa lenaneo le phethahetseng leo e seng la QM- WVOE (Teiso e Ngotsoeng ea Mosebetsi). Haeba ba alimang meputso ba fumana moputso o tsitsitseng kapa moputso ho tsoa ho mohiri bakeng sa ts'ebeletso e fanoeng 'me ba se na beng kapa phaello ea beng ba khoebo e ka tlase ho 25%.

Batho ba alimang meputso ba fumana moputso o tsitsitseng kapa moputso ho tsoa ho mohiri bakeng sa ts'ebeletso eo ba e entseng 'me ha ba na beng kapa phaello ea beng ba khoebo e ka tlase ho 25%. Matšeliso a ka ipapisa le hora, beke le beke, ha biweek, khoeli le khoeli, kapa halofo ea khoeli le khoeli. Haeba ka hora, palo ea lihora tse reriloeng e tlameha ho rarolloa. Chelete e netefalitsoeng e tlameha ho fetoloa chelete ea khoeli le khoeli bakeng sa tšebeliso ea kopo e hlophisitsoeng (FNMA Form 1003). Ho ea ka boikhethelo ba mongoli, litokomane tsa tlatsetso tsa chelete li ka koptjoa

Melemo ke efe?

Bakeng sa lenaneo lena, mofani oa chelete o hloka feela foromo ea WVOE ho bala lekeno le tšoanelehang, ha ho na litokomane tse ling tsa chelete tse hlokahalang. Ena e lokela ho ba ntlha ea bohlokoa ka ho fetisisa ea lenaneo lena. Ha ho likalimo leha e le life tsa mokhatlo tse ka etsang lenaneo le joalo. Ntle le moo, ho fapana le mananeo a mang, lenaneo lena ha le hloke thepa e ngata haholo ea bakopi. Ka kakaretso, lena ke lenaneo le letle bakeng sa ba alimang ba lefuoang ba sa khoneng ho etsa likalimo tsa mekhatlo.

Joang ho bala?

- Sebelisa moputso oa mantlha (sekhahla sa khoeli le khoeli, habeli ka beke, kapa sekhahla sa hora joalo ka ha se tšehetsoa ke YTD) ho tsoa ho WVOE.
Mehlala:
◦ Khoeli le khoeli: Chelete ea khoeli le khoeli e atolositsoeng ka 2 e lekana le moputso oa khoeli le khoeli.
◦ Habeli ka beke: Chelete ea beke le beke e atolositsoeng ka 26 e arotsoe ka 12 e lekana le chelete ea khoeli le khoeli.
◦ Tichere e lefelletse likhoeli tse 9: Chelete ea khoeli le khoeli e atolosoa ka likhoeli tse 9 e arotsoe ka likhoeli tse 12
e lekana le chelete ea khoeli le khoeli e tšoanelehang.

Hopotsa mohiri ho tlatsa foromo ea WVOE, ebe mofani oa chelete o tla tsoela pele ka kalimo kapele.

Litšoantšo tsa lintlha tsa sehlahisoa:

Tataiso e Amanang ea Sehlahisoa:

Leha ba alima chelete ba bangata ba lekantse boholo ba bona, re ntse re tsoela pele ho holisa boteng ba rona ho pholletsa le linaha tse fapaneng, re sebeletsa batho ba alimang liprofinseng tse 45, ho kenyeletsoa le mebaraka e matla joalo ka California le Texas. Phihlello ea rona e atolohileng e re lumella ho utloisisa le ho ikamahanya le maemo a tikoloho, ho netefatsa hore bareki ba rona ba literekeng tse fapaneng ba fumana tšehetso ea lehae ha ba ntse ba rua molemo ho tsoa ho boiphihlelo ba naha ka bophara. – AAA Lendings Salary Borrower Non-QM Programme – WVOE (Written Verification of Employment) – AAA Likalimo , Sehlahisoa se tla fana ka lefatše lohle, joalo ka: Belarus, Bandung, Austria, Boleng ba thepa ea rona bo lekana le boleng ba OEM, hobane likarolo tsa rona tsa mantlha li tšoana le mofani oa OEM. Lintho tse kaholimo li fetile setifikeiti sa profeshenale, 'me ha re khone feela ho hlahisa lintho tse tloaelehileng tsa OEM empa hape re amohela odara e Reriloeng ea Merchandise.

-AAA Likoloto

Ts'ebeletso ea tiisetso ka mor'a thekiso e nakong ebile e nahannoa, mathata a ho kopana a ka rarolloa kapele haholo, re ikutloa re tšepahala ebile re sireletsehile.
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