Setsi sa Lihlahisoa

Kakaretso

E ikemetseng & Piggyback.
Kalimo ea Bobeli Feela e a amoheleha.

* Thepa ea sehlooho e lokela ho ba le mokoloto oa pele.

Lintlha-khōlō Tsa Lenaneo

Nako ea lilemo tse 15.
Likhetho tse ling tsa nako (5 yrs, 10yrs, 20yrs, 30yrs).

1) Ha ho Kotlo ea ho Lefshoa Pele;
2) Yuniti e le 'ngoe & Ho fihlela ho 90% CLTV;
3) Mets. FICO 680;
4) Max. Chelete ea kalimo $250,000;
5) Lehae la mathomo le la bobeli lea tšoaneleha.

Tataiso ea Mokitlane

(1) Haeba ho na le makhetho a nakong e fetileng a sa lefshoeng a lekhetho a Federale, ea alimang o lokela ho fana ka tumellano ea instolemente le IRS, nalane ea tefo e bonts'ang bonyane tefo e le 'ngoe e ntseng e etsoa, ​​​​'me e kenyelle tefo ea khoeli le khoeli litlamong tsa sekoloto sa motho ea alimang. Ho ka hlokahala bopaki ba tefo ea lekhetho ho netefatsa hore ha ho na makhetho a nakong e fetileng.
(2) Lichelete tsa lekhetho li tlameha ho lefshoa pele kapa pele ho koaloa.
(3) Ha ho tlōlo ea molao ea mokoloto (0×30) likhoeling tse 24 tse fetileng.
(4) Bakeng sa mamello ea ntlo kapa litumellano tsa ho chechisetsa morao tefo tse etsahetseng nakong ea seoa sa COVID-19, moalimi o tlameha hore ebe a entse litefo tsa khoeli le khoeli tse 6 tse latellanang ka nako e fapaneng 'me bonyane likhoeli tse 6 li tlameha ebe li fetile ho tloha ha tokisetso ea mamello/ho tlohela mosebetsi e felile.
(5) Moalimi (ba) o tlameha ho ba teng mokolotong oohle oa mortgage.
(6) Ha ho likahlolo, ho amohuoa kapa ho qosoa likhoeling tse 60 tse fetileng.
(7) Lintlha tse latelang li nkoa e le tlōlo ea molao e matla, ho sa tsotellehe maikutlo a AUS; ba alimang ba nang le lintlha tsena ha ba tšoanelehe ho fihlela nako ea lilemo tse 7 e fetile ho tloha ha ho etsahala mme mokoloto o thehiloe hape:
①Ho felloa ke chelete
②Ho koala / Tokomane sebakeng sa Ts'epo
③ Thekiso e Khutšoane kapa Tefo e Khutšoane
④Phetoho ea ntlo, mamello kapa tefiso (ho sa kenyeletsoe tse amanang le COVID-19)

Tataiso e Akaretsang

(1) Max. DTI 43%.
(2) Sekhahla se tšoanelehang se tšoaneleha ka tekanyo ea pele ea lintlha.
(3) Thepa / Lichelete tse Koaloang / Lipolokelo li latela litlhoko tsa pele tsa li-link.
(4) Sehlooho se ka 'na sa se ke sa tšoaroa ka lebitso la trust.
(5) Li-POA li lumelloa bakeng sa mefuta eohle ea transaction empa li tlameha ho koahela 2nd lien transaction haeba e sebelisoa.
(6) Ho hira ha hoa lokela.
(7) Ha ho na Kotlo ea ho Lefshoa Pele empa e hloka hore likalimo life kapa life li ka lefshoa kapa tsa etsa likhaello tse ka holimo ho 20% ea chelete e setseng ka mor'a matsatsi a 180 ho tloha letsatsing la lichelete.
(8) AAA LENDINGS e ke ke ea etsa HPML Ballons (APR> 15 Years Fixed APOR +3.5%).