Mantsoe a bohlokoa: FHA;Moputso o Tlase;Tloaelehileng;Mekoloto ea Matlo.
FHA vs Mefuta e Tloaelehileng ea Kalimo: Ke Efe e Ntokelang?
Kalimo ea FHA e lumella lintlha tse tlase tsa mokoloto mme ho ka ba bonolo ho li fumana ho feta kalimo e tloaelehileng.Leha ho le joalo, likalimo tse Tloaelehileng li kanna tsa se hloke inshorense ea mokoloto ka tefo e tlase e lekaneng.Melemo ea FHA khahlano le tloaelo ho latela litlhoko tsa motho ka mong.
Ha re shebeng mefuta e 'meli ea mekoloto ea ntlo ho u thusa ho etsa qeto ea se nepahetseng bakeng sa hau.
FHA vs Chate e Tloaelehileng ea Papiso ea Likoloto
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| Tloaelehileng 97 kalimo | Kalimo ea FHA |
| Tefo e fokolang | 3% | 3.50% |
| Bonyane lintlha tsa mokitlane | 620 | 580 |
| Moeli oa mokoloto oa 2021 (libakeng tse ngata) | $548,250 | $356,362 |
| Moeli oa chelete | Ha ho moeli oa chelete | Ha ho moeli oa chelete |
| Chelete e fokolang e tsoang ka pokothong | 0% (Litsenyehelo tsa ho lefa le ho koala e ka ba lichelete tsa limpho tsa 100%, lithuso, kapa kalimo) | 0% (Litsenyehelo tsa ho lefa le ho koala e ka ba lichelete tsa limpho tsa 100%, lithuso, kapa kalimo) |
| Mortgage insurance | Litefiso tsa khoeli le khoeli lia hlokahala haeba u na le tefo e tlase e ka tlase ho 20%, empa ka kakaretso, koloi ea inshorense e fela ha karo-karolelano ea mokoloto oa hau e fihla ho 78%. | Litefiso tsa pele le tsa khoeli le khoeli, bakeng sa nako ea nako ea mokoloto oa ntlo, lia hlokahala. |
FHA vs. Mekoloto e Tloaelehileng: Liphapang tsa Bohlokoa
Likoloto tsa FHA li hloka inshorense ea ntlo ho sa tsotellehe chelete e fokolang ea tefo, ha e bapisoa le likalimo tse tloaelehileng moo u hlokang inshorense ea mortgage bakeng sa litefello tse ka tlase ho 20%.Litefiso tsa inshorense ea FHA ea mortgage li tla tšoana ho sa tsotelehe lintlha tsa hau tsa mokoloto.
Likoloto tsa FHA
Likoloto tse tlase li lumelletsoe
Litekanyetso tse ling tse thata tsa thepa
Tefo e batlang e phahametse e hlokahalang
Private Mortgage Insurance (PMI) ea hlokahala bakeng sa litefo tse tlase ho 20%
Mekoloto e Tloaelehileng
Ho hlokahala lintlha tse phahameng tsa mokoloto (bonyane 620)
Litefiso tse fokolang hanyane li lumelletsoe
Private Mortgage Insurance (PMI) ea hlokahala bakeng sa litefo tse tlase ho 20%
Maemo a eketsehileng a thepa ea bolokolohi
Haeba u motho ea qalang ho reka lehae kapa u batla ho nchafatsa lichelete, mohlomong u ipotsa lipotso tsa mofuta ona.Maemo a fapaneng a hloka mefuta e fapaneng ea likalimo.Sehloohong sena, re tla shebana le FHA le likalimo tse tloaelehileng.U sebelisa mehlala, sengoloa sena se tla u fa kutloisiso e ntle ea mefuta ena e 'meli ea mekoloto, melemo ea eona le mathata a eona.
Nako ea poso: Jan-20-2022