Litaba tsa Mortgage

Mantsoe a bohlokoa: DTI; Karolelano

bala

Karo-karolelano ea sekoloto ho ea ho mokeno (DTI) ke tekanyo ea lichelete ea motho e bapisang tefo ea khoeli le khoeli ea sekoloto le chelete e kenang ea khoeli le khoeli. Chelete ea hau kaofela ke moputso oa hau pele lekhetho le khaollo e meng e ntšoa. Karo-karolelano ea mokoloto ho ea ho moputso ke peresente ea chelete e kenang ea khoeli le khoeli e lebisang ho lefelleng likoloto tsa hau tsa khoeli le khoeli.

DTI=Kakaretso ea Litefiso tsa Mokoloto oa Khoeli/Moputso oohle oa Khoeli

Haeba u batla ho etsa kopo ea kalimo ea ntlo, DTI ea hau e tlameha ho tlase ho 50% kapa tlase. Mohlala ke ona o bonts'ang mokhoa oa ho bala DTI ea hau:
Likoloto tsa khoeli le khoeli tsa John le chelete e kenang ke tse latelang mme re ka bala DTI -40%.

Likoloto le chelete e kenang

Chelete

Kakaretso

DTI

Mokoloto oa ntlo

$1500

$2720

2720/6800=40%

Lekhetho la Thepa

$480

Inshorense ea beng ba matlo

$80

Ho hira koloi

$340

Karete ea mokitlane

$320

Chelete e Kholo

$6800

$6800


Nako ea poso: Jan-20-2022