Selelekela: Ho Utloisisa Tiiso ea Kalimo ho Mekoloto ea Matlo

Ho netefatsa kalimo ke mohato oa bohlokoa ts'ebetsong ea mokoloto oa ntlo, ho bolelang hore kopo ea hau ea ntlo e amohetsoe ke motho ea alimang. Tataisong ena, re tla u tataisa ho sohle seo u hlokang ho se tseba mabapi le ho netefatsa kalimo ea hau le seo u ka se lebellang nakong ena ea leeto la ho reka matlo.

Mohato oa 1: Kenya Kopo ea Hao ea Mokoloto

Mohato oa pele oa ho netefatsa mokoloto oa hau ke ho kenya kopo e felletseng ea ntlo ho motho eo u mo khethileng. Kopo ena e tla kenyelletsa lintlha tse felletseng mabapi le boemo ba hau ba lichelete, nalane ea mosebetsi, thepa le mekoloto.

Mohato oa 2: Fana ka Litokomane Tse Tšehetsang

Ho tšehetsa kopo ea hau ea ntlo, o tla hloka ho fana ka litokomane tse fapaneng tse tšehetsang, ho kenyelletsa:

• Bopaki ba chelete e kenang (joalo ka li-stubs tsa tefo kapa litlaleho tsa lekhetho)
• Litlaleho tsa banka
• Litokomane tsa thepa (joalo ka liak'haonte tsa matsete kapa lipolokelo tsa ho tlohela mosebetsi)
• Litokomane tsa boitsebiso (tse kang lengolo la ho khanna kapa phasepoto)

Mohato oa 3: Etsa mokhoa oa ho ngola ka tlase

Hang ha kopo ea hau le litokomane tsa tšehetso li se li rometsoe, mofani oa chelete o tla qala mokhoa oa ho ngola. Nakong ea ho ngola, lintlha tsa hau tsa lichelete li tla hlahlojoa ka hloko ho lekola hore na u na le mokoloto oa mofuta ofe le ho fumana hore na u tšoaneleha ho fumana kalimo ea ntlo.

Mohato oa 4: Fumana Tumello ea Kalimo

Haeba kopo ea hau ea ho reka ntlo e kopana le litekanyetso tsa motho ea alimang, u tla fumana tumello ea kalimo, e tiisang hore lichelete tsa hau li sirelelitsoe. Mothating ona, o tla fumana lengolo la boitlamo ba kalimo le hlalosang lipehelo le lipehelo tsa kalimo e amohetsoeng, ho kenyeletsoa bokaalo ba kalimo, sekhahla sa tsoala le linako tsa ho lefa.

Mohato oa 5: Hlahloba le ho Saena Litokomane tsa ho Koala

Ka mor'a ho fumana tumello ea kalimo, u tla fetela mohatong oa ho qetela oa ts'ebetso ea mortgage. Nakong ea ho koala, u tla hlahloba le ho saena litokomane tse fapaneng tsa molao, ho kenyeletsoa le lengolo la tšepiso, deed of trust, le phatlalatso e koalang. Litokomane tsena li tiisa lipehelo tsa mokoloto oa hau oa ntlo le ho fetisetsa thepa ea hau ho uena.

Qetello: Keteka Kamohelo ea Hao ea Theko ea Theko ea Thekiso ea Motse

Ho netefatsa mokoloto oa hau ke mohato oa bohlokoahali tšebetsong ea ho reka ntlo, e tšoaeang mohato oa ho qetela pele o koala ntlo ea hau e ncha. Ka ho latela mehato ena le ho sebelisana haufi-ufi le motho ea alimang chelete, u ka khona ho tsamaisana le ts'ebetso ea netefatso ea kalimo ka kholiseho 'me u tsamaise mohato o le mong ho fihlela sepheo sa hau sa ho ba le ntlo. Re u lebohela tumello ea hau ea ntlo, 'me re le lehlohonolo leetong la hau la ho ba beng ba matlo!