Ho Tseba Boqhetseke ba ho Fumana Tumello ea Mortgage: Tataiso e Pharalletseng
Selelekela
Ho fumana tumello ea ho reka ntlo ke mohato oa bohlokoa leetong la ho ba beng ba matlo.Hore na o moreki oa pele kapa o na le boiphihlelo 'marakeng oa thekiso ea matlo le meaho, ho bohlokoa ho utloisisa mathata a ts'ebetso ea tumello.Tataisong ena, re tla shebana le maano le lintlha tse ka sebelisoang mabapi le mokhoa oa ho fumana tumello ea ho reka ntlo, ho u fa 'mapa oa ho tsamaisa mohato ona oa bohlokoa oa lichelete.
1. Tseba Boemo ba Hao ba Lichelete
Pele o qala ts'ebetso ea tumello ea mokoloto, etsa tlhahlobo e felletseng ea boemo ba hau ba lichelete.Lekola lintlha tsa hau tsa mokoloto, lekola sekhahla sa mokoloto oa hau ho moputso, 'me u be le kutloisiso e hlakileng ea lipheo tsa hau tsa lichelete.Ho tseba moo u emeng teng licheleteng ho rala motheo oa ho etsa kopo e atlehileng ea ntlo.
2. Hlakola Profile ea hau ea Mokoloto
Lintlha tsa hau tsa mokoloto ke ntlha ea bohlokoa molemong oa tumello ea mokoloto.Hlahloba tlaleho ea mokitlane oa hau bakeng sa ho nepahala 'me u sebetse ho ntlafatsa lintlha tsa hau ha ho hlokahala.Ho lefa likoloto tse setseng le ho rarolla liphapang leha e le life ho ka ama boemo ba hau ba mokoloto ka mokhoa o nepahetseng, ho eketsa menyetla ea hau ea ho amoheloa le phaello e ntle.
3. Theha Setsi se Matla sa Lichelete
Ba alimang ba lekola potefolio ea hau ea lichelete ha ba lekola likopo tsa ntlo.Matlafatsa boemo ba hau ka ho bonts'a mosebetsi o tsitsitseng, moputso o tsitsitseng, le nalane e matla ea polokelo.Potefolio e hlophisitsoeng hantle ea lichelete e ntlafatsa ts'epo ea hau joalo ka motho ea alimang.
4. Utloisisa Khetho ea Hao ea Kalimo
Etsa lipatlisiso le ho utloisisa likhetho tse fapaneng tsa mokoloto oa ntlo tse fumanehang.Ebang ke kalimo e tloaelehileng, kalimo ea FHA, kapa kalimo ea VA, e 'ngoe le e 'ngoe e tla le litlhoko tsa eona.Fetola mokhoa oa hau ho latela kalimo e lumellanang hantle le boemo ba hau ba lichelete le lipakane tsa beng ba matlo.
5. Fumana Ho Amoheloa Pele
Pele u kena ka har'a ts'ebetso ea ho tsoma ntlo, batla tumello ea pele bakeng sa mokoloto oa ntlo.Sena ha se u fe feela tekanyetso e hlakileng empa se boetse se bonts'a barekisi hore u moreki ea hlokolosi le ea tšoanelehang.Sebetsa haufi-ufi le motho ea alimang ntlo ho phethela tšebetso ea pele ho tumello.
6. Boloka bakeng sa Tefo e Tefo e Kholo
Wha likalimo tse ling li lumella litefo tse tlase, ho ba le tefo e tlase ho matlafatsa kopo ea hau.Boloka ka hloko bakeng sa tefo e tlase, ha u nahana hore tefo e kholoanyane ea pele e ka fella ka maemo a betere a mokoloto le menyetla e eketsehileng ea tumello.
7. Shebana le Likoloto tse Lebeletsoeng
Fokotsa mekoloto e setseng ho ntlafatsa tekanyo ea mokoloto ho ea ho moputso.Lefa melato ea likarete tsa mokoloto 'me u nahane ka ho kopanya likoloto tsa tsoala e phahameng.A hBoemo ba mokoloto oa ealthier bo etsa hore u be motho ea alimang ea khahlehang le ho ntlafatsa tebello ea hau ea tumello ea ntlo.
8. Tsitsisa Mosebetsi oa Hao
Ba alimang ba ananela histori e tsitsitseng ea mosebetsi.Ikemisetse ho boloka mosebetsi o tsitsitseng kapa mosebetsi o sireletsehileng pele o etsa kopo ea sekoloto sa ntlo.Rekoto e tšepahalang ea mosebetsi e eketsa ts'epo ho kopo ea hau.
9. Kopana le Litsebi tse nang le Tsebo
Sebelisana 'moho le litsebi tse nang le phihlelo ea thekiso ea matlo le baeletsi ba likoloto tsa matlo.Boitseanape ba bona bo ka u tataisa mathateng a ts'ebetso ea tumello ea mokoloto.Batla likhothaletso, bala maikutlo, 'me u khethe litsebi tse utloisisang boemo ba hau ba lichelete bo ikhethang.
10. Lula U Tsebisitsoe 'me U be Mafolofolo
Ipoloke u tsebisitsoe ka mekhoa ea 'maraka, litefiso tsa tsoala, le liphetoho tsa maemo a mekoloto ea matlo.E-ba mafolofolo ho utloisisa lipehelo tsa mokoloto oa hau 'me u seke oa tsilatsila ho batla tlhaloso.Tsebo ke sesebelisoa se matla sa ho fumana tumello ea ho reka ntlo.
Qetello
Ho fumana tumello ea ho reka ntlo ke bonono bo kopanyang tsebo ea lichelete, moralo oa maano, le ho etsa liqeto ka potlako.Ka ho utloisisa boemo ba hau ba lichelete, ho bentša boemo ba hau ba mokoloto, le ho sebetsa haufi-ufi le litsebi, u ka tsamaisa tšebetso ea tumello ka kholiseho.Hopola, mohato o mong le o mong oo u o nkang o u atametsa haufi le ho notlolla lemati la lehae la litoro tsa hau.
Nako ea poso: Nov-21-2023