1. Bakeng sa kalimo ea NON-QM, tlhoko ea ho ntša chelete e latela:
● Cash out seasoning, AAA Capital e hlalosa nako ea ho tsoa ha chelete e le phapang pakeng tsa letsatsi la ho etsa kopo ea kalimo e ncha le letsatsi la lintlha tsa pele tsa lichelete kapa letsatsi la theko.
① Bakeng sa thepa ea likhoeli tse leshome le metso e 'meli (12) kapa ho feta, LTV/CLTV e ipapisitse le boleng bo lekantsoeng.
② Haeba setša ke sa likhoeli tse tšeletseng (6) ho isa ho tse leshome le metso e 'meli (12), boleng ba thepa bo lekanyelitsoe ho tlase ho boleng bo lekantsoeng ha joale kapa theko ea theko ea thepa hammoho le ntlafatso e ngotsoeng.
● Motho ea alimang o tlameha ho ba le vesting bonyane likhoeli tse 6.(Ho lieha ho fana ka lichelete ntle le)
● Thepa e neng e thathamisitsoe nakong e fetileng e lokela ho sebelisoa bonyane likhoeli tse 6 ho tloha ka letsatsi la ho felloa ke nako ha konteraka ho fihlela ka Letsatsi la Tlhokomeliso.
2. Molemo oa kalimo ea NON-QM
● Haeba LTV e le ka tlase ho 70%, cash out refinance ha e fetole sekhahla, sekhahla sa cash out refinance se tšoana le sa No cash out refinance.
● Chelete ea chelete e tsoang khoebong e ka sebelisoa ho boloka chelete e hlokahalang.
Nako ea poso: Jan-21-2022