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Selelekela sa tlaleho ea lekhetho
Mantsoe a bohlokoa: Puseletso ea lekhetho;Katoloso ea ho tlatsa lekhetho la IRS;Ho mose ho maoatle Na u ikutloa u ferekane ha tlaleho ea lekhetho e lokela ho sebelisoa ho fumana mokoloto oa hau?Bala haholoanyane -
Litlhoko tsa Setsi mabapi le Beng ba ka tlase ho 25%
Mantsoe a bohlokoa: Fannie Mae;Ua itšebetsa;Beng ba ka tlase ho 25% Ka tlase ke litlhokahalo tsa tataiso ea setsi mabapi le botho ba motho ea alimang ka tlase ho 25% khoebong, ka kopo bala ka hloko, u totobatse haholo: ...Bala haholoanyane -
Likalimo tsa Mokoloto tseo e seng tsa QM
Mantsoe a bohlokoa: Ha ho paystub;Ha ho W2;Ha ho Puseletso ea Lekhetho;No 4506-T;Ha ho likalimo tsa DU/LP Non-QM ke mokhoa o mong oa likalimo tsa mortgage (QM) tse tšoanelehang.Haholo-holo, mokoloto oa Non-QM ke o sa hlokeheng ho kopana le mmuso oa koporasi le Bareki...Bala haholoanyane -
NON-QM Litlhoko tsa ho ntša chelete le monyetla
1. Bakeng sa kalimo ea NON-QM, tlhoko ea ho ntša chelete e latela: ● Cash out seasoning, AAA Capital e hlalosa nako ea ho tsoa ka chelete e le phapang pakeng tsa letsatsi la kopo ea kalimo e ncha le letsatsi la pele la ho reka lichelete kapa letsatsi la theko.① Bakeng sa thepa ea likhoeli tse leshome le metso e 'meli (12) ...Bala haholoanyane -
Lenane la ho Felisoa ha Letlotlo leo e seng la QM
Lenaneo lena le etselitsoe batho ba alimang ba nang le matlotlo a bohlokoa a ka netefatsoang 'me ba tla rua molemo mekhoeng e meng ea ho fumana mangolo.Tlhokahalo ea 1- Chelete e phahameng ea DTI ke 50% 2- Litokomane-Likhoeli tse 6 tsa litlaleho tsa banka 3-...Bala haholoanyane -
Lenaneo la litatemente tsa banka tseo e seng tsa QM 12/24
Lenaneo lena le etselitsoe batho ba ikalimang ba itšebetsang 'me ba tla rua molemo ho tsoa mekhoeng e meng ea ho fumana mangolo.Litlaleho tsa banka (tsa botho le/kapa tsa khoebo) li ka sebelisoa e le mokhoa o mong oa ho khutlisa lekhetho ho ngola lekeno la motho ea ikalimang ...Bala haholoanyane -
Lenaneo la boselamose la DSCR
Mantsoe a bohlokoa: FHA;Moputso o Tlase;Tloaelehileng;Mekoloto ea Matlo.Ke hobane'ng ha re re lenaneo la DSCR le bohlale?2. Haeba LTV e le tlase, re ka tlohela ho netefatsa thepa.3. 5-8 yuniti ea bolulo p...Bala haholoanyane -
U ka tseba joang khakanyo ea rente ea 'maraka?
Mantsoe a bohlokoa: Reka;Moputso oa ho Renta;Rente;Webosaete Boleng ba khiriso bo bohlokoa bakeng sa ho reka thepa ea matsete.Joale re ka tseba joang hore na ke bokae?Liwebsaete tse latelang li ka u thusa.Ha ho hlokahale ho kena, mahala....Bala haholoanyane -
Mokhoa oa ho Ntlafatsa lintlha tsa hau tsa mokoloto?A na nka etsa refinance haeba ke le mamello?
Mantsoe a bohlokoa: Lintlha tsa mokoloto;Karete ea mokitlane Mona ke mokhoa oa ho eketsa lintlha tsa hau tsa mokitlane pele o etsa kopo ea sekoloto: 1. Lefa likoloto tsa hau ka nako.Tefo ka nako e nka karolo e kholo ...Bala haholoanyane -
Mokhoa oa ho koala thepa ea matsete kapele!
Ha ho na litaba tse molemo ho feta ho re rekela lehae la matsete kapele.Haeba u ntse u tšoenyehile ka investment home loan, ikopanye le rona 'me u tla fumana thoriso e sa lebelloang.AAA Capital Investment ea rona e thehile sehlahisoa se ikhethileng bakeng sa thepa ea Investment-DSCR.♦ O...Bala haholoanyane -
Mokhoa oa ho Bala karolelano ea Mokoloto le Moputso
Mantsoe a bohlokoa: DTI;Karolelano ea mokoloto ho ea ho mokeno (DTI) ke tekanyo ea lichelete ea motho e bapisang tefo ea khoeli le khoeli ea sekoloto le chelete eohle ea khoeli le khoeli.Chelete ea hau kaofela ke moputso oa hau pele ho lekhetho ...Bala haholoanyane -
APR ke eng?
Mantsoe a bohlokoa: Sekhahla sa tsoala, APR Ha u nchafatsa chelete kapa u nka sekoloto sa ntlo, hopola hore sekgahla sa tswala se bapatswang ha se tshwane le sekgahla sa persente ya kadimo ya hao ya selemo le selemo (APR).Phapano ke efe?● Sekhahla sa tsoala se lebisa ho ...Bala haholoanyane